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2715 12th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2715 12th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,144 sqft Heated Area
Lot Size14,810 sqft (0.339 acres)
GarageCarport
Last Sale$250,000 (2021)
Tax Bill$4,054.00 (2025)

Property Details

APN / Parcel Number

Primary APN78280
Alternative APN
  • 012630000102050210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,144 sqft Heated Area
Gross Area1,259 sqft Gross Area
1st Floor832 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,810 sqft (0.339 acres)
Depth X Width150 ft x 100 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
PorchOpen Porch
Porch Area55 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number78280
Street Address2715 12TH ST
CitySAINT CLOUD
StateFL
Zip34769-4120
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 205 LOTS 21-24 3/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD HWY CENTRAL
Legal Tract1
Legal Block205
Legal Lot Number21 22
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4024
Census Tract43400

Owner

Source: Osceola County records · APN 78280

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address103 E 4TH AVE, WINDERMERE, FL 34786-8604
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Oct 07, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2021 · Amount on Record
Deed SaleJul 07, 2021 · Amount on Record
Prior SaleOct 07, 2019 · Amount on Record
Deed Doc Number2021105128
Deed Book / Page5996 / 1950
Record RefreshedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 07, 2021
Property Address2715 12TH ST, SAINT CLOUD, FL 34769-4120
Document Number0059961950
Book / Page5996 / 1950
Map ReferenceMB B PG 33
Instrument DateJun 18, 2021
Instrument2021105128
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3198 TOHOPEKALIGA DR, 3198, SAINT CLOUD, FL 34772-7644

Transferred To (Grantee/Buyer)

NameVerified Name
Address2726 13TH ST, SAINT CLOUD, FL 34769-4133

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 07, 2019
Property Address2715 12TH ST, SAINT CLOUD, FL 34769-4120
Document Number0056012932
Book / Page005601 / 002932
Instrument DateOct 04, 2019
Instrument129615
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,239.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2715 12TH ST ST CLOUD FL 347694120, ST CLOUD, FL 34769-4120

Mortgage

Document Number56012934
DateOct 07, 2019
Book Page005601/002934
Instrument129616
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 06, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,054.00 (+17.58%)$226,400 (+12.64%) Land $92,700 Building $133,700$226,400 (+12.64%) Land $92,700 Building $133,700
2023$3,448.00 (+12.42%)$201,000 (+18.24%) Land $70,400 Building $130,600$201,000 (+18.24%) Land $70,400 Building $130,600
2022$3,067.00$170,000 Land $58,700 Building $111,300$170,000 Land $58,700 Building $111,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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