1623 12th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1623 12th St, Saint Cloud, FL 34769 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1990
Square Footage1,558 sqft Heated Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$274,700 (2026)
Tax Bill$1,973.00 (2025)

Property Details

APN / Parcel Number

Primary APN78341
Alternative APN
  • 012630000102160230

Interior

Full Baths1 Baths
Building Area1,558 sqft Heated Area
Gross Area1,878 sqft Gross Area
1st Floor936 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1990
Exterior MaterialVinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area4,792 sqft (0.11 acres)
Depth X Width95 ft x 50 ft Depth x Width

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area160 sqft Shed
Deck Area128 sqft Deck
PorchEnclosed Porch
Porch Area870 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number78341
Street Address1623 12TH ST
CitySAINT CLOUD
StateFL
Zip34769-3678
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 216 LOTS 23 & 24 LESS E 45 FT 2-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD HWY CENTRAL
Legal Tract1
Legal Block216
Legal Lot Number23-24 24
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1036
Census Tract43400

Owner

Source: Osceola County records · APN 78341

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Warranty Deed, Transfer
OS NATIONAL LLC
Dec 20, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Prior SaleDec 20, 2018 · Amount on Record
Deed Doc Number2026023450
Deed Book / Page6925 / 2165
Record RefreshedJun 08, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 18, 2026
Property Address1623 12TH ST, SAINT CLOUD, FL 34769-3678
Document Number0069252165
Book / Page6925 / 2165
Map ReferenceMB B PG 33
Instrument DateFeb 11, 2026
Instrument2026023450
Transaction TypeTransfer
Record UpdatedMar 03, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,922.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5024 HOLM OAK DR, SAINT CLOUD, FL 34771-6814

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
InvestorPossibly a Property Investor

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 20, 2018
Property Address1623 12TH ST, SAINT CLOUD, FL 34769-3678
Document Number0054522012
Book / Page005452 / 002012
Instrument DateDec 19, 2018
Instrument185991
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1623 12TH ST ST CLOUD FL 347693678, ST CLOUD, FL 34769-3678

Mortgage

Document Number54522013
DateDec 20, 2018
Book Page005452/002013
Instrument185992
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 19, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,973.00 (+7.05%) Homeowner's exemption$153,141 (+5.99%)$206,400 (+9.32%) Land $58,800 Building $147,600
2023$1,843.00 (+4.24%) Homeowner's exemption$144,492 (+3%)$188,800 (+17.93%) Land $44,600 Building $144,200
2022$1,768.00 Homeowner's exemption$140,284$160,100 Land $37,200 Building $122,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on 12th St

Nearby Streets

Search Property Records by Address or Parcel Number