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1321 12th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1321 12th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 753 sqft · built 1910
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Sep 1998)
Tax Bill$1,950 (2025)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0219-0230

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0219-0230
Alternative APNs
  • 263001000102190230
  • 78375

Interior

Full Baths1 Bath
Stories1 Story
Building Area753 sqft Living Area
Gross Area842 sqft
1st Floor Area753 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1968
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area324 sqft

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area89 sqft
Deck Area91 sqft
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Street Address1321 12TH ST
CitySAINT CLOUD
StateFL
Zip34769-3715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 219 LOTS 23 & 24 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block219
Legal Lot Number23
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0219-0230

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1106 WISCONSIN AVE, SAINT CLOUD, FL 34769-3632
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 1998 · Amount on Record
Deed SaleSep 23, 1998 · Amount on Record
Deed Book / Page1536 / 2947
Last Transfer DateAug 08, 2025
Transfer Doc0068450858
Record UpdatedJun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 04, 2025
Property Address1321 12TH ST, SAINT CLOUD, FL 34769-3715
Document Number0068450858
Book / Page6845 / 858
Map ReferenceMB 8 PG 34
Instrument DateAug 08, 2025
Instrument2025110621
Transaction TypeTransfer
Record UpdatedSep 29, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1106 WISCONSIN AVE, SAINT CLOUD, FL 34769-3632

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 HANBACK RD, GORDONSVILLE, VA 22942-6028

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,950.00 (+8.64%)$141,100 (+6.17%) Land $86,800 Building $54,300$141,100 (+6.17%) Land $86,800 Building $54,300
2024$1,795.00 (+9.65%)$132,900 (+12.34%) Land $79,100 Building $53,800$132,900 (+12.34%) Land $79,100 Building $53,800
2023$1,637.00 (+12.35%)$118,300 (+16.55%) Land $65,900 Building $52,400$118,300 (+16.55%) Land $65,900 Building $52,400
2022$1,457.00$101,500 Land $54,900 Building $46,600$101,500 Land $54,900 Building $46,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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