1815 12th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1815 12th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Custom Design
Year Built	Built 1960
Square Footage	704 sqft Living Area
Lot Size	2,482 sqft (0.057 acres)
Occupancy	Owner Occupied
Last Sale	$56,000 (2014)
Tax Bill	$142.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0214-0230`
Alternative APNs	`263001000102140230` `78324`

Interior

Full Baths	1 Baths
Building Area	704 sqft Living Area
Gross Area	740 sqft Gross Area
1st Floor	704 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Architectural Style	Custom Design Style
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	2,482 sqft (0.057 acres)
Depth X Width	50 ft x 50 ft Depth x Width
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1815 12TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3657
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 214 E 50 FT LOTS 23 & 24 2-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	214
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2038
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0214-0230

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1815 12TH ST, SAINT CLOUD, FL 34769-3657
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2014 · Amount on Record
Deed Sale	Sep 22, 2014 · Amount on Record
Prior Sale	Jan 30, 2004 · Amount on Record
Deed Doc Number	2014140099
Deed Book / Page	4670 / 178
Prior Transfer Date	Sep 19, 2014
Prior Transfer Doc	0046700178
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1815 12TH ST, SAINT CLOUD, FL 34769-3657
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 12TH ST, SAINT CLOUD, FL 34769-3657

Mortgage

Document Number	0059731486
Date	Jun 04, 2021
Book Page	5973/1486
Instrument	2021086938

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$160.00 (+12.68%) Homeowner's exemption	$33,732 (+5.98%)	$80,800 (+12.69%) Land $30,700 Building $50,100
2024	$142.00 (+12.7%)
2023	$126.00 (+14.55%) Homeowner's exemption	$31,828 (+3%)	$71,700 (+15.27%) Land $23,300 Building $48,400
2022	$110.00 Homeowner's exemption	$30,901	$62,200 Land $19,400 Building $42,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.