271 Gardner Point Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 271 Gardner Point Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,126 sqft · built 2022
Lot Size	12.3 acres (538,837 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (Apr 2021)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3774-95-9530.000`

Property Details

APN / Parcel Number

Primary APN	`3774-95-9530.000`
Alternative APN	`80081047`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,126 sqft Heated Area
Gross Area	7,882 sqft
1st Floor Area	2,612 sqft
Basement Area	2,396 sqft
Finished Basement	2,396 sqft
Unfinished Basement	2,396 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	538,837 sqft (12.3 acres)
Lot Width	249 ft Width
Garage Area	940 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80081047
Street Address	271 GARDNER POINT DR
City	STONY POINT
State	NC
Zip	28678-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L10 RIVERWALK PB 34-77 RECOMB S 8
Legal Subdivision	RIVERWALK
Legal Block	95
Legal Lot Number	10
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2007
Census Tract	61101

Owner

Source: Iredell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	271 GARDNER POINT DR, STONY POINT, NC 28678-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Sep 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Apr 16, 2021	Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Book / Page	2804 / 802
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	271 GARDNER POINT DR, STONY POINT, NC 28678-9183
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 HALLMARK ESTATES DR, STATESVILLE, NC 28625-8877

Mortgage

Document Number	0028601830
Date	Oct 13, 2021
Book Page	2860/1830

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	271 GARDNER POINT DR, STONY POINT, NC 28678-9183
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 GARDNER POINT DR, STONY POINT, NC 28678-9183

Mortgage

Document Number	0000294737
Date	Sep 16, 2022
Book Page	2947/37

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	271 GARDNER POINT DR, STONY POINT, NC 28678-9183
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002967349
Date	Dec 27, 2022
Book Page	2967/349

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 16, 2021
Property Address	271 GARDNER POINT DR, STONY POINT, NC 28678-9183
Document Number	0002804802
Book / Page	2804 / 802
Map Reference	MB 34 PG 87
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2507 ISLAND FORD RD, STATESVILLE, NC 28625-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 GARDNER POINT DR, STONY POINT, NC 28678-9183

Mortgage

Document Number	0002804804
Date	Apr 16, 2021
Instrument	2804/804

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$830,020 (+10.79%) Land $39,000 Building $791,020	$830,020 (+10.79%) Land $39,000 Building $791,020
2025	$4,480.00	$749,170 (-) Land $39,000 Building $710,170	$749,170 (-) Land $39,000 Building $710,170
2024	$4,480.00	$749,170 (-) Land $39,000 Building $710,170	$749,170 (-) Land $39,000 Building $710,170
2023	$4,480.00 (+1,736.07%)	$749,170 (+1,820.95%) Land $39,000 Building $710,170	$749,170 (+1,820.95%) Land $39,000 Building $710,170
2022	$244.00	$39,000 Land $39,000	$39,000 Land $39,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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