247 Gardner Point Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 247 Gardner Point Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,068 sqft · built 1999
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Last Sale	$294,000 (Mar 2014)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3774-95-3823.000`

Property Details

APN / Parcel Number

Primary APN	`3774-95-3823.000`
Alternative APN	`80014995`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,068 sqft Heated Area
Gross Area	6,134 sqft
1st Floor Area	1,818 sqft
Basement Area	1,334 sqft
Finished Basement	968 sqft
Unfinished Basement	366 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	109,336 sqft (2.51 acres)
Lot Width	150 ft Width
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	720 sqft
Deck Area	528 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80014995
Street Address	247 GARDNER POINT DR
City	STONY POINT
State	NC
Zip	28678-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L13 RIVERWALK SEC 8 PB 28-131
Legal Subdivision	RIVERWALK
Legal Tract	13
Legal Block	95
Legal Lot Number	13
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2007
Census Tract	61101

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	247 GARDNER POINT DR, STONY POINT, NC 28678-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2017	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK
Jan 26, 2017	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2014 · Amount on Record
Deed Sale	Mar 14, 2014 · Amount on Record
Prior Sale	Feb 28, 2013 · Amount on Record
Deed Book / Page	2290 / 2237
Prior Transfer Date	Sep 23, 2003
Prior Transfer Doc	9999001756
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	247 GARDNER POINT DR, STONY POINT, NC 28678-9183
Document Number	2518207
Book / Page	002518 / 000207
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 GARDNER POINT DR STONY POINT NC 286789183, STONY POINT, NC 28678-9183

Mortgage

Document Number	2518207
Date	Oct 16, 2017
Book Page	002518/000207

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	247 GARDNER POINT DR, STONY POINT, NC 28678-9183
Document Number	2472360
Book / Page	002472 / 000360
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 GARDNER POINT DR STONY POINT NC 286789183, STONY POINT, NC 28678-9183

Mortgage

Document Number	2472360
Date	Jan 31, 2017
Book Page	002472/000360

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,890 (-) Land $18,000 Building $368,890	$386,890 (-) Land $18,000 Building $368,890
2025	$2,342.00	$386,890 (-) Land $18,000 Building $368,890	$386,890 (-) Land $18,000 Building $368,890
2024	$2,342.00	$386,890 (-) Land $18,000 Building $368,890	$386,890 (-) Land $18,000 Building $368,890
2023	$2,342.00 (+15.37%)	$386,890 (+23.19%) Land $18,000 Building $368,890	$386,890 (+23.19%) Land $18,000 Building $368,890
2022	$2,030.00	$314,070 Land $27,000 Building $287,070	$314,070 Land $27,000 Building $287,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gardner Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures