255 Gardner Point Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 255 Gardner Point Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,741 sqft · built 2024
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,000 (Jun 2021)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Dec 2025 Transfer Feb 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3774-95-4753.000`

Property Details

APN / Parcel Number

Primary APN	`3774-95-4753.000`
Alternative APN	`80083600`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,741 sqft Living Area
Gross Area	3,877 sqft
1st Floor Area	2,418 sqft
Basement Area	898 sqft
Unfinished Basement	898 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	135,907 sqft (3.12 acres)
Lot Width	150 ft Width
Garage Type	Detached
Garage Area	1,260 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80083600
Street Address	255 GARDNER POINT DR
City	STONY POINT
State	NC
Zip	28678-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L12 RIVERWALK SEC 8 PB 28-131
Legal Subdivision	RIVERWALK
Legal Block	95
Legal Lot Number	12
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2007
Census Tract	61101

Owner

Source: Iredell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	255 GARDNER POINT DR, STONY POINT, NC 28678-9183
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Intrafamily Transfer, Transfer
Feb 10, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 30, 2021	Warranty Deed, Transfer
Jan 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Jan 30, 2019 · Amount on Record
Deed Book / Page	2827 / 1332
Last Transfer Date	Dec 16, 2025
Transfer Doc	0031822068
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Dec 17, 2025
Property Address	255 GARDNER POINT DR, STONY POINT, NC 28678-9183
Document Number	0031822068
Book / Page	3182 / 2068
Map Reference	MB 28 PG 131 & 132
Instrument Date	Dec 16, 2025
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 GARDNER POINT DR, STONY POINT, NC 28678-9183

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	255 GARDNER POINT DR, STONY POINT, NC 28678-9183

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	255 GARDNER POINT DR, STONY POINT, NC 28678-9183
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 ALLENTON ST, NORWOOD, NC 28128-8417

Mortgage

Document Number	0031142302
Date	Feb 10, 2025
Book Page	3114/2302

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 30, 2021
Property Address	255 GARDNER POINT DR, STONY POINT, NC 28678-9183
Document Number	0028271332
Book / Page	2827 / 1332
Map Reference	MB 28 PG 131&132
Instrument Date	Jun 29, 2021
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Tax	$38.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20460 CHARTWELL CENTER DR # DR3, DR3, CORNELIUS, NC 28031-5247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 470986, CHARLOTTE, NC 28247-0986

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jan 30, 2019
Property Address	255 GARDNER POINT DR, STONY POINT, NC 28678-9183
Document Number	25992048
Book / Page	002599 / 002048
Instrument Date	Jan 18, 2019
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18825 W CATAWBA AVE #150 CORNELIUS NC 280315550, 150, CORNELIUS, NC 28031-5550

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,620 (+14.75%) Land $30,000 Building $499,620	$529,620 (+14.75%) Land $30,000 Building $499,620
2025	$2,783.00 (+2,525.47%)	$461,540 (+2,464.11%) Land $30,000 Building $431,540	$461,540 (+2,464.11%) Land $30,000 Building $431,540
2024	$106.00	$18,000 (-) Land $18,000	$18,000 (-) Land $18,000
2023	$106.00	$18,000 Land $18,000	$18,000 Land $18,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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