263 Gardner Point Dr, Stony Point, NC 28678 Property Records

Iredell County property record for 263 Gardner Point Dr, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 2001
Lot Size	4.16 acres (181,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (May 2021)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3774-95-6631.000`

Property Details

APN / Parcel Number

Primary APN	`3774-95-6631.000`
Alternative APN	`80082279`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,944 sqft Heated Area
Gross Area	2,304 sqft
1st Floor Area	1,944 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	181,210 sqft (4.16 acres)
Lot Width	157 ft Width
Garage Type	Detached
Garage Area	1,216 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80082279
Street Address	263 GARDNER POINT DR
City	STONY POINT
State	NC
Zip	28678-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L11 RIVERWALK SEC 8 PB 28-131
Legal Subdivision	RIVERWALK
Legal Block	95
Legal Lot Number	11
Jurisdiction	IREDELL NC
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2007
Census Tract	61101

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	263 GARDNER POINT DR, STONY POINT, NC 28678-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THRIVENT FCU
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Aug 14, 2000 · Amount on Record
Deed Book / Page	2815 / 1829
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	263 GARDNER POINT DR, STONY POINT, NC 28678-9183
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003027177
Date	Nov 13, 2023
Book Page	3027/177

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	263 GARDNER POINT DR, STONY POINT, NC 28678-9183
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002895931
Date	Feb 11, 2022
Book Page	2895/931

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	May 21, 2021
Property Address	263 GARDNER POINT DR, STONY POINT, NC 28678-9183
Document Number	28151829
Book / Page	2815 / 1829
Map Reference	MB 28 PG 131&132
Instrument Date	Apr 22, 2021
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5171 PIGTAIL RD, 5171, FRIENDSHIP, NY 14739-8696

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	28151832
Date	May 21, 2021
Instrument	2815/1832

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,240 (-) Land $45,000 Building $219,240	$264,240 (-) Land $45,000 Building $219,240
2025	$1,619.00	$264,240 (-) Land $45,000 Building $219,240	$264,240 (-) Land $45,000 Building $219,240
2024	$1,619.00	$264,240 (-) Land $45,000 Building $219,240	$264,240 (-) Land $45,000 Building $219,240
2023	$1,619.00 (+28.7%)	$264,240 (+38.39%) Land $45,000 Building $219,240	$264,240 (+38.39%) Land $45,000 Building $219,240
2022	$1,258.00	$190,940 Land $34,500 Building $156,440	$190,940 Land $34,500 Building $156,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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