271 Franklin St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 271 Franklin St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,818 sqft · built 1952
Lot Size	0.449 acres (19,541 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Feb 2002)
Tax Bill	$10,888 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:051.0-0000-0030.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:051.0-0000-0030.0`
Alternative APNs	`M:051.0=0000=0030.0` `2080000000080` `2080000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,818 sqft Living Area
Gross Area	4,642 sqft
Basement Area	1,784 sqft
Unfinished Basement	1,784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,541 sqft (0.449 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2080000000080
Street Address	271 FRANKLIN ST
City	READING
State	MA
Zip	01867-1088
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3005
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:051.0-0000-0030.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	271 FRANKLIN ST, READING, MA 01867-1088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 09, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2002 · Amount on Record
Deed Sale	Feb 01, 2002 · Amount on Record
Prior Sale	Aug 02, 1994 · Amount on Record
Deed Document Number	20021604
Transfer Doc	52387-145
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	271 FRANKLIN ST, READING, MA 01867-1088
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079111-479
Date	Nov 10, 2021
Book Page	79111/479
Instrument	245705

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2046

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	271 FRANKLIN ST, READING, MA 01867-1088
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076922-400
Date	Feb 09, 2021
Book Page	76922/400
Instrument	29881

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	271 FRANKLIN ST, READING, MA 01867-1088
Document Number	73470-459
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 FRANKLIN ST READING MA 018671088, READING, MA 01867-1088

Mortgage

Document Number	73470-459
Date	Oct 17, 2019
Book Page	073470/000459
Instrument	159586

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2034

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,888.00 (+0.22%)	$955,900 (+3.12%) Land $440,400 Building $515,500	$1,164,035 (+11.62%)
2024	$10,864.00 (+6.88%)	$927,000 (+14.81%) Land $427,100 Building $499,900	$1,042,815
2023	$10,165.00	$807,400 Land $372,000 Building $435,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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