Middlesex County and Reading Town property record for 249 Franklin St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,933 sqft Living Area |
| Lot Size | 16,701 sqft (0.383 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $158,000 (1994) |
| Tax Bill | $8,351.00 (2025) |
| Primary APN | READ M:051.0-0000-0033.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,933 sqft Living Area |
| Gross Area | 3,467 sqft Gross Area |
| 1st Floor | 900 sqft 1st Floor |
| Basement Area | 996 sqft Basement |
| Unfinished Basement | 996 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,701 sqft (0.383 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 2080000000110 |
|---|---|
| Street Address | 249 FRANKLIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1030 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:051.0-0000-0033.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 FRANKLIN ST, READING, MA 01867-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 10, 2025 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jul 23, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Apr 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 1994 · Amount on Record |
| Deed Sale | Dec 30, 1994 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 249 FRANKLIN ST, READING, MA 01867-1030 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084207-173 |
|---|---|
| Date | Jun 10, 2025 |
| Book Page | 84207/173 |
| Instrument | 65120 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 249 FRANKLIN ST, READING, MA 01867-1030 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 078313-171 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 78313/171 |
| Instrument | 166087 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 249 FRANKLIN ST, READING, MA 01867-1030 |
| Document Number | 70895-85 |
| Instrument Date | Apr 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 70895-85 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 070895/000085 |
| Instrument | 53798 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,351.00 (+0.22%) | $733,200 (+3.12%) Land $431,300 Building $301,900 | $679,630 (-0.33%) |
| 2024 | $8,333.00 (+6.83%) | $711,000 (+14.77%) Land $418,300 Building $292,700 | $681,910 |
| 2023 | $7,800.00 | $619,500 Land $364,400 Building $255,100 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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