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248 Franklin St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 248 Franklin St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,358 sqft · built 1960
Lot Size0.467 acres (20,325 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (Jan 2024)
Tax Bill$10,462 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNREAD M:051.0-0000-0044.0

Property Details

APN / Parcel Number

Primary APNREAD M:051.0-0000-0044.0
Alternative APNs
  • M:051.0=0000=0044.0
  • 2080000000220
  • 2080000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,358 sqft Living Area
Gross Area5,115 sqft
Basement Area1,473 sqft
Unfinished Basement1,473 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,325 sqft (0.467 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number2080000000220
Street Address248 FRANKLIN ST
CityREADING
StateMA
Zip01867-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3008
Census Tract334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address19 WINFORD WAY, MEDFORD, MA 02155-1553
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC
Nov 8, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2024 · Amount on Record
Deed SaleJan 26, 2024 · Amount on Record
Prior SaleJun 15, 1973 · Amount on Record
Deed Document Number20248641
Deed Book / Page82430 / 109
Last Transfer DateJul 19, 2024
Transfer Doc083025-496
Record UpdatedOct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJan 26, 2024
Property Address248 FRANKLIN ST, READING, MA 01867-1031
Document Number082430-109
Book / Page82430 / 109
Instrument DateJan 26, 2024
Instrument8641
Transaction TypeTransfer
Record UpdatedFeb 9, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 WINFORD WAY, MEDFORD, MA 02155-1553

Mortgage

Document Number0000008642
DateJan 26, 2024
Instrument8642
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address248 FRANKLIN ST, READING, MA 01867-1031
Document Number70341-105
Instrument DateNov 8, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70341-105
DateDec 6, 2017
Book Page070341/000105
Instrument197607
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 5, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,462.00 (+6.02%)$954,600 (+10.18%) Land $529,500 Building $425,100$1,072,425 (+32.54%)
2025$9,868.00 (-7.65%)$866,400 (-4.97%) Land $492,200 Building $374,200$809,115 (+14.28%)
2024$10,685.00 (+6.87%)$911,700 (+14.81%) Land $477,300 Building $434,400$708,035
2023$9,998.00$794,100 Land $415,700 Building $378,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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