288 Franklin St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 288 Franklin St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,016 sqft · built 1992
Lot Size0.472 acres (20,573 sqft)
OwnerIndividual Name on Record
Last Sale$444,400 (Nov 2001)
Tax Bill$11,673 (2026)
Deeds & MortgagesApr 2026 Mortgage
Apr 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNREAD M:051.0-0000-0010.0

Property Details

APN / Parcel Number

Primary APNREAD M:051.0-0000-0010.0
Alternative APNs
  • M:051.0=0000=0010.0
  • 2060000000330
  • 2060000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area
Gross Area3,356 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,573 sqft (0.472 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2060000000330
Street Address288 FRANKLIN ST
CityREADING
StateMA
Zip01867-1072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3008
Census Tract334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address288 FRANKLIN ST, READING, MA 01867-1072
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE, INC
Apr 9, 2026Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE, INC
Aug 28, 2024Quit Claim Deed, Transfer · Stand-Alone Refinance
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2001 · Amount on Record
Deed SaleNov 29, 2001 · Amount on Record
Prior SaleApr 27, 2000 · Amount on Record
Deed Document Number2001262
Last Transfer DateAug 15, 2024
Transfer Doc083180-524
Record UpdatedOct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateApr 9, 2026
Property Address288 FRANKLIN ST, READING, MA 01867-1072
Document Number0001997578
Instrument DateApr 3, 2026
Instrument20261997578
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address288 FRANKLIN ST, READING, MA 01867-1072

Mortgage

DateApr 9, 2026
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateApr 9, 2026
Property Address288 FRANKLIN ST, READING, MA 01867-1072
Document Number085451-353
Book / Page85451 / 353
Instrument DateApr 3, 2026
Instrument202639622
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address288 FRANKLIN ST, READING, MA 01867-1072

Mortgage

DateApr 9, 2026
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

August 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateAug 28, 2024
Property Address288 FRANKLIN ST, READING, MA 01867-1072
Document Number083180-524
Book / Page83180 / 524
Instrument DateAug 15, 2024
Instrument202400097526
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address288 FRANKLIN ST, READING, MA 01867-1072

Mortgage

Document Number202400097527
DateAug 28, 2024
Instrument202400097527
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,673.00 (+3.51%)$1,065,100 (+7.57%) Land $530,400 Building $534,700$1,121,389 (+11.35%)
2025$11,277.00 (+0.23%)$990,100 (+3.14%) Land $493,100 Building $497,000$1,007,095 (+4.16%)
2024$11,251.00 (+6.86%)$960,000 (+14.79%) Land $478,100 Building $481,900$966,910
2023$10,529.00$836,300 Land $416,500 Building $419,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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