Hamilton County property record for 271 Cherry St, Chattanooga, TN 37403 · Last verified January 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2005 |
| Square Footage | 4,185 sqft Living Area |
| Lot Size | 2,841 sqft (0.065 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $630,000 (2005) |
| Tax Bill | $5,056.00 (2025) |
| Primary APN | 135M A 013.07 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,185 sqft Living Area |
| Stories | 3 Stories |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 2,841 sqft (0.065 acres) |
| Depth X Width | 123 ft x 23.1 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 0000153787 |
|---|---|
| Old Parcel Number | 135M A 01307 |
| Street Address | 271 CHERRY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-1011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 7 CHERRY STREET SUB PB79 PG27 OUT OF 135M-A-13 FOR 2005 |
| Legal Subdivision | CHERRY STREET SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 3100 |
Source: Hamilton County records · APN 135M A 013.07
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 271 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SMARTBANK |
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2005 · Amount on Record |
| Deed Sale | Dec 28, 2005 · Amount on Record |
| Deed Doc Number | 2005122800393 |
| Deed Book / Page | 7791 / 730 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 271 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000393 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 12319/775 |
| Instrument | 2021011900393 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PIGEON FORGE, TN 37868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 271 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 271 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Document Number | 0000000224 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 12813/11 |
| Instrument | 2022011800224 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 04, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,056.00 (-4.42%) | $333,625 (+41.08%) | $1,334,500 (+41.08%) Land $275,000 Building $1,059,500 |
| 2024 | $5,290.00 | $236,475 (-) | $945,900 (-) Land $150,000 Building $795,900 |
| 2023 | $5,290.00 | $236,475 (-) | $945,900 (-) Land $150,000 Building $795,900 |
| 2022 | $5,290.00 | $236,475 | $945,900 Land $150,000 Building $795,900 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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