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275 Cherry St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 275 Cherry St, Chattanooga, TN 37403 · Last verified January 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bathrooms4 Baths
Year BuiltBuilt 2005
Square Footage4,185 sqft Living Area
Lot Size2,829 sqft (0.064 acres)
OccupancyOwner Occupied
Last Sale$1,595,000 (2024)
Tax Bill$4,733.00 (2025)

Property Details

APN / Parcel Number

Primary APN135M A 013.06
Alternative APN
  • 0000153786

Interior

Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area4,185 sqft Living Area
Stories3 Stories

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area2,829 sqft (0.064 acres)
Depth X Width123 ft x 23 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number0000153786
Old Parcel Number135M A 01306
Street Address275 CHERRY ST
CityCHATTANOOGA
StateTN
Zip37403-1011
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 6 CHERRY STREET SUB PB79 PG27 OUT OF 135M-A-13 FOR 2005
Legal SubdivisionCHERRY STREET SUB
Legal Lot Number6
JurisdictionHAMILTON TN
Minor Civil Division6
Census Blockgroup2
Census Block2012
Census Tract3100

Owner

Source: Hamilton County records · APN 135M A 013.06

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address275 CHERRY ST # 6, 6, CHATTANOOGA, TN 37403-1011
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC
Feb 28, 2022Deed of Trust, Mortgage · Line of Credit
SYNOVUS BANK
Nov 25, 2024Warranty Deed, Transfer
REALTY TITLE INC, REALTY T&E SVCS INC
Jun 17, 2022Warranty Deed, Transfer
REALTY TITLE INC, REALTY T&E SVCS INC
Nov 17, 2017Warranty Deed, Transfer
PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2024 · Amount on Record
Deed SaleNov 25, 2024 · Amount on Record
Prior SaleJun 17, 2022 · Amount on Record
Deed Doc Number2024112500137
Deed Book / Page13770 / 593
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address275 CHERRY ST, CHATTANOOGA, TN 37403-1011
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000116
DateAug 16, 2022
Book Page13059/695
Instrument2022081600116
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address275 CHERRY ST, CHATTANOOGA, TN 37403-1011
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 CHERRY ST 6, 6, CHATTANOOGA, TN 37403-1011

Mortgage

Document Number0000000322
DateFeb 28, 2022
Book Page12862/196
Instrument2022022800322
Lender
NameSYNOVUS BANK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 25, 2024
Property Address275 CHERRY ST, CHATTANOOGA, TN 37403-1011
Document Number0000000137
Book / Page13770 / 593
Map ReferenceMB 79 PG 27
Instrument DateNov 25, 2024
Instrument2024112500137
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyREALTY TITLE INC, REALTY T&E SVCS INC

Transaction

AmountAmount Recorded
Tax$5,901.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address275 CHERRY ST # 6, 6, CHATTANOOGA, TN 37403-1011

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 17, 2022
Property Address275 CHERRY ST, CHATTANOOGA, TN 37403-1011
Document Number0000000268
Book / Page12997 / 727
Map ReferenceMB 79 PG 27
Instrument DateJun 17, 2022
Instrument2022061700268
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyREALTY TITLE INC, REALTY T&E SVCS INC

Transaction

AmountAmount Recorded
Tax$4,810.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 CHERRY ST, CHATTANOOGA, TN 37403-1011

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 17, 2017
Property Address275 CHERRY ST, CHATTANOOGA, TN 37403-1011
Document Number0000000207
Book / Page011206 / 000672
Instrument DateNov 17, 2017
Instrument207
Transaction TypeTransfer
Record UpdatedFeb 07, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,163.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address275 CHERRY ST CHATTANOOGA TN 374031011, CHATTANOOGA, TN 37403-1011

Mortgage

Document Number208
DateNov 17, 2017
Book Page011206/000674
Instrument208
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount Recorded
Term360 Months
DueNov 16, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,733.00 (-8.58%)$312,300 (+34.95%)$1,249,200 (+34.95%) Land $275,000 Building $974,200
2024$5,177.00$231,425 (-)$925,700 (-) Land $150,000 Building $775,700
2023$5,177.00$231,425$925,700 Land $150,000 Building $775,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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