246 Cherry St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 246 Cherry St, Chattanooga, TN 37403 · Last verified January 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3 Baths
Year Built	Built 2011
Square Footage	2,784 sqft Living Area
Lot Size	2,844 sqft (0.065 acres)
Occupancy	Owner Occupied
Last Sale	$860,000 (2021)
Tax Bill	$4,087.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`135M B 016.13`
Alternative APN	`0000165416`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,784 sqft Living Area
Stories	3 Stories

Exterior

Year Built	Built 2011
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	2,844 sqft (0.065 acres)
Depth X Width	120 ft x 23.7 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	0000165416
Street Address	246 CHERRY ST
City	CHATTANOOGA
State	TN
Zip	37403-1010
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 16 WALNUT HILL TOWNHOMES DIV PB93 PG102 OUT OF 135M-B-016.02 FOR 2011
Legal Subdivision	WALNUT HILL TOWNHOME
Legal Lot Number	16
Jurisdiction	HAMILTON TN
Minor Civil Division	6
Census Blockgroup	2
Census Block	2026
Census Tract	3100

Owner

Source: Hamilton County records · APN 135M B 016.13

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	246 CHERRY ST, CHATTANOOGA, TN 37403-1010
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Aug 22, 2011 · Amount on Record
Deed Doc Number	2021123000139
Deed Book / Page	12792 / 140
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 30, 2021
Property Address	246 CHERRY ST, CHATTANOOGA, TN 37403-1010
Document Number	0000000139
Book / Page	12792 / 140
Map Reference	MB 93 PG 102
Instrument Date	Dec 29, 2021
Instrument	2021123000139
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,182.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 CHERRY ST, CHATTANOOGA, TN 37403-1010

Mortgage

Document Number	0012792143
Date	Dec 30, 2021
Instrument	12792/143

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00 (-5.94%)	$269,650 (+38.83%)	$1,078,600 (+38.83%) Land $275,000 Building $803,600
2024	$4,345.00	$194,225 (-)	$776,900 (-) Land $150,000 Building $626,900
2023	$4,345.00	$194,225 (-)	$776,900 (-) Land $150,000 Building $626,900
2022	$4,345.00	$194,225	$776,900 Land $150,000 Building $626,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.