Hamilton County property record for 245 Cherry St, Chattanooga, TN 37403 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 2006 |
| Square Footage | 4,284 sqft Living Area |
| Lot Size | 3,018 sqft (0.069 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $820,000 (2017) |
| Tax Bill | $4,779.00 (2025) |
| Primary APN | 135M A 013.10 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,284 sqft Living Area |
| Stories | 3 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 3,018 sqft (0.069 acres) |
| Depth X Width | 123 ft x 23 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 0000153790 |
|---|---|
| Street Address | 245 CHERRY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37403-1011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 10 CHERRY STREET SUB PB79 PG27 OUT OF 135M-A-13 FOR 2005 |
| Legal Subdivision | CHERRY STREET SUB |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 3100 |
Source: Hamilton County records · APN 135M A 013.10
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 245 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER COMMUNITY BANK |
| Mar 29, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER COMMUNITY BANK |
| Dec 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 05, 2020 | Deed of Trust, Mortgage TOWER CMNTY BK |
| Jun 16, 2017 | Warranty Deed, Transfer · Building or Construction Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2017 · Amount on Record |
| Deed Sale | Jun 16, 2017 · Amount on Record |
| Prior Sale | Nov 13, 2008 · Amount on Record |
| Deed Doc Number | 2017116 |
| Deed Book / Page | 11076 / 854 |
| Last Transfer Date | Dec 01, 2020 |
| Transfer Doc | 1210000097 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 245 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 245 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Document Number | 0000000237 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 13241/194 |
| Instrument | 2023032000237 |
| Name | TOWER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | JASPER, TN 37347 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 245 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000151 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 12419/525 |
| Instrument | 2021032900151 |
| Name | TOWER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | JASPER, TN 37347 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 10, 2020 |
| Property Address | 245 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Document Number | 1210000097 |
| Book / Page | 012269 / 000290 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 201210000097 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 245 CHERRY ST CHATTANOOGA TN 374031011, CHATTANOOGA, TN 37403-1011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 245 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Document Number | 0812000179 |
| Instrument Date | Aug 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 245 CHERRY ST CHATTANOOGA TN 374031011, CHATTANOOGA, TN 37403-1011 |
| Document Number | 0812000179 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 012110/000858 |
| Instrument | 200812000179 |
| Name | TOWER CMNTY BK |
|---|---|
| Address | NOLENSVILLE, TN 37135 |
| Amount | Amount Recorded |
|---|---|
| Term | 408 Months |
| Due | Aug 11, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 16, 2017 |
| Property Address | 245 CHERRY ST, CHATTANOOGA, TN 37403-1011 |
| Document Number | 0000000116 |
| Book / Page | 011076 / 000854 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 116 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,034.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 245 CHERRY ST CHATTANOOGA TN 374031011, CHATTANOOGA, TN 37403-1011 |
| Document Number | 117 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 011076/000856 |
| Instrument | 117 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Mortgage Company |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 15, 2018 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,779.00 (-9.25%) | $315,350 (+33.96%) | $1,261,400 (+33.96%) Land $275,000 Building $986,400 |
| 2024 | $5,266.00 | $235,400 (-) | $941,600 (-) Land $150,000 Building $791,600 |
| 2023 | $5,266.00 | $235,400 (-) | $941,600 (-) Land $150,000 Building $791,600 |
| 2022 | $5,266.00 | $235,400 | $941,600 Land $150,000 Building $791,600 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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