Clay County property record for 2709 Richards Rd, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,702 sqft · built 1977 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,800 (Mar 2000) |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Mar 2020 Transfer Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-04-25-013787-288-00 |
| Primary APN | 38-04-25-013787-288-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,175 sqft |
| 1st Floor Area | 1,702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 229 sqft |
| Patio Area | 481 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2709 RICHARDS RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-7240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 2 BLK I LAKESIDE ESTATES UNIT 9 AS REC OR 4286 PG 678 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 38 |
| Legal Subdivision | LAKESIDE ESTATES UNIT 9 |
| Legal Block | I |
| Legal Lot Number | 2 |
| Legal Unit | 9 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30802 |
2709 Richards Rd is owned and occupied by two individuals who acquired it in January 2020.
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2709 RICHARDS RD, ORANGE PARK, FL 32073-7240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2000 · Amount on File |
| Deed Sale | Mar 28, 2000 · Amount on File |
| Deed Document Number | 200012277 |
| Deed Book / Page | 1853 / 8 |
| Last Transfer Date | Jan 15, 2020 |
| Transfer Doc | 0042860678 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 6, 2020 |
| Property Address | 2709 RICHARDS RD, ORANGE PARK, FL 32073-7240 |
| Document Number | 0042860678 |
| Book / Page | 004286 / 000678 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 12343 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2709 RICHARDS RD ORANGE PARK FL 320737240, ORANGE PARK, FL 32073-7240 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2709 RICHARDS RD, ORANGE PARK, FL 32073-7240 |
| Document Number | 0042100097 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2709 RICHARDS RD ORANGE PARK FL 320737240, ORANGE PARK, FL 32073-7240 |
| Document Number | 0042100097 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 004210/000097 |
| Instrument | 35907 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2049 |
The 2025 property tax bill for 2709 Richards Rd was $889 with exemptions applied, up 7.2% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 (+7.24%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $132,879 | $268,759 Land $45,000 Building $223,759 |
| 2024 | $829.00 (-26.11%) | ||
| 2023 | $1,122.00 (+8.72%) Homeowner's exemption Widower's exemption Additional exemption filed | $125,374 (+3%) | $256,691 (+18.79%) Land $45,000 Building $211,691 |
| 2022 | $1,032.00 Homeowner's exemption Additional exemption filed | $121,723 | $216,092 Land $25,000 Building $191,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2709 Richards Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 4 (2009–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2709 Richards Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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