2700 Richards Rd, Orange Park, FL 32073 Property Records

Clay County property record for 2700 Richards Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1974
Lot Size	0.264 acres (11,543 sqft)
Owner	Owner Name on Record
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`38-04-25-013787-115-00`

Property Details

APN / Parcel Number

Primary APN	`38-04-25-013787-115-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Heated Area
Gross Area	2,255 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,543 sqft (0.264 acres)
Lot Dimensions	110 ft deep x 105 ft wide
Garage Area	494 sqft
Porch	Porch
Porch Area	15 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2700 RICHARDS RD
City	ORANGE PARK
State	FL
Zip	32073-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 11 BLK A LAKESIDE ESTATESUNIT 9 AS REC O R 825 PG 600;3415 PG 1626 & 3528 PG 1323
Legal Range	25
Legal Township	04
Legal Section	38
Legal Subdivision	LAKESIDE ESTATES
Legal Block	A
Legal Lot Number	11
Legal Unit	9
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1018
Census Tract	30802

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2700 RICHARDS RD, ORANGE PARK, FL 32073-7241
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2012
Deed Sale	Jun 5, 2012
Prior Sale	Jun 5, 2012
Deed Document Number	0034151626
Last Transfer Date	Apr 26, 2013
Transfer Doc	0035281323
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2700 RICHARDS RD, ORANGE PARK, FL 32073-7241
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 RICHARDS RD, ORANGE PARK, FL 32073-7241

Mortgage

Document Number	0045182068
Date	Oct 6, 2021
Book Page	4518/2068
Instrument	2021063172

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 (-16.03%) Homeowner's exemption	$118,487 (+5.99%)	$238,114 (+4.54%) Land $45,000 Building $193,114
2023	$1,422.00 (+12.77%) Homeowner's exemption	$111,795 (+3%)	$227,764 (+19.17%) Land $45,000 Building $182,764
2022	$1,261.00 Homeowner's exemption	$108,539	$191,132 Land $25,000 Building $166,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20