2704 Richards Rd, Orange Park, FL 32073 Property Records

Clay County property record for 2704 Richards Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1975
Lot Size	0.203 acres (8,886 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Mar 2022)
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-04-25-013787-114-00`

Property Details

APN / Parcel Number

Primary APN	`38-04-25-013787-114-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,666 sqft Heated Area
Gross Area	2,804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.203 acres)
Lot Dimensions	113 ft deep x 79 ft wide
Garage Area	480 sqft
Porch	Porch
Porch Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2704 RICHARDS RD
City	ORANGE PARK
State	FL
Zip	32073-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 10 BLK A LAKESIDE ESTATESUNIT 9 AS REC O R 4584 PG 1789
Legal Range	25
Legal Township	04
Legal Section	38
Legal Subdivision	LAKESIDE ESTATES
Legal Block	A
Legal Lot Number	10
Legal Unit	9
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1018
Census Tract	30802

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	94947 PALM POINTE DR S, FERNANDINA BEACH, FL 32034-0038
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	2022017582
Deed Book / Page	4584 / 1789
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 18, 2022
Property Address	2704 RICHARDS RD, ORANGE PARK, FL 32073-7241
Document Number	0045841789
Book / Page	4584 / 1789
Map Reference	MB 10 PG 57-60
Instrument Date	Mar 4, 2022
Instrument	2022017582
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2704 RICHARDS RD, 2704, ORANGE PARK, FL 32073-7241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94947 PALAR POINTE DRIVE, FERNANDINA, FL 32034

Mortgage

Document Number	0045841791
Date	Mar 18, 2022
Instrument	4584/1791

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,069.00 (-2.91%)	$266,835 (+4.78%) Land $45,000 Building $221,835	$266,835 (+4.78%) Land $45,000 Building $221,835
2023	$4,191.00 (+225.64%)	$254,672 (+130.97%) Land $45,000 Building $209,672	$254,672 (+18.08%) Land $45,000 Building $209,672
2022	$1,287.00 Homeowner's exemption	$110,263	$215,671 Land $25,000 Building $190,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20