2708 Richards Rd, Orange Park, FL 32073 Property Records

Clay County property record for 2708 Richards Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,766 sqft · built 1975
Lot Size	0.237 acres (10,323 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 2022)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-04-25-013787-113-00`

Property Details

APN / Parcel Number

Primary APN	`38-04-25-013787-113-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,766 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,766 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,323 sqft (0.237 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	484 sqft
Pool Area	646 sqft
Porch	Slab
Porch Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2708 RICHARDS RD
City	ORANGE PARK
State	FL
Zip	32073-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 9 BLK A LAKESIDE ESTATES UNIT 9 AS REC OR 4637 PG 152
Legal Range	25E
Legal Township	04S
Legal Section	38
Legal Subdivision	LAKESIDE ESTATES UNIT 9
Legal Block	A
Legal Lot Number	9
Legal Unit	9
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1018
Census Tract	30802

Owner

Source: Clay County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE COMPANY
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 1, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	202248519
Deed Book / Page	4637 / 152
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Jul 13, 2026
Property Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241
Document Number	0000034214
Book / Page	5065 / 705
Instrument Date	Jul 2, 2026
Instrument	202634214
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034214,
Date	Jul 13, 2026
Book Page	5065/705
Instrument	202634214

Lender

Name	ROUNDPOINT MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 8, 2022
Property Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241
Document Number	0046370152
Book / Page	4637 / 152
Map Reference	MB 10 PG 57-60
Instrument Date	Aug 2, 2022
Instrument	2022048519
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 474, MOULTRIE, GA 31776-0474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241

Mortgage

Document Number	0004637154
Date	Aug 8, 2022
Instrument	4637/154

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 3, 2021
Property Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241
Document Number	0044110540
Book / Page	4411 / 540
Map Reference	MB 10 PG 57-60
Instrument Date	Jan 22, 2021
Instrument	2021006909
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4747 RIVERDALE RD, 4747, JACKSONVILLE, FL 32210-5359

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241

Mortgage

Document Number	0004411542
Date	Feb 3, 2021
Instrument	4411/542

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 16, 2020
Property Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241
Document Number	0043770883
Book / Page	4377 / 883
Map Reference	MB 10 PG 57-60
Instrument Date	Nov 11, 2020
Instrument	2020059888
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 PINTAIL LN, 92, WOODBINE, GA 31569-3800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241

Mortgage

Document Number	0004377885
Date	Nov 16, 2020
Instrument	4377/885

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	2708 RICHARDS RD, ORANGE PARK, FL 32073-7241
Document Number	0041100704
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 RICHARDS RD ORANGE PARK FL 320737241, ORANGE PARK, FL 32073-7241

Mortgage

Document Number	0041100704
Date	Aug 3, 2018
Book Page	004110/000704
Instrument	40562

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,930.00 (-8.62%) Homeowner's exemption	$166,689 (+5.99%)	$318,110 (+5.04%) Land $45,000 Building $273,110
2023	$2,112.00 (-40.25%) Homeowner's exemption	$157,274 (-39.03%)	$302,834 (+17.4%) Land $45,000 Building $257,834
2022	$3,535.00 Homeowner's exemption	$257,945 Land $25,000 Building $232,945	$257,945 Land $25,000 Building $232,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

2708 Richards Rd, Orange Park, FL 32073 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Richards Rd

Nearby Streets

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