2707 Ridgeway St, Ardmore, OK 73401 Property Records

Carter County property record for 2707 Ridgeway St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,522 sqft · built 1981
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 1997)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Apr 2014 Mortgage Jul 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11450`

Property Details

APN / Parcel Number

Primary APN	`11450`
Alternative APN	`0465-00-001-014-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,522 sqft Living Area
Gross Area	10 sqft
1st Floor Area	3,522 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	564 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11450
Street Address	2707 RIDGEWAY ST
City	ARDMORE
State	OK
Zip	73401-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GALT #2, BLK 1 LOT 14 (200.26X120X201.72X120.01)
Legal Range	01E
Legal Township	04S
Legal Section	35
Legal Subdivision	GALT ADDN #2
Legal Block	1
Legal Lot Number	14
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2011
Census Tract	893001

Owner

2707 Ridgeway St is owned and occupied by an individual who bought it in May 1997.

Source: Carter County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2707 RIDGEWAY ST, ARDMORE, OK 73401-2903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2014	Deed of Trust, Mortgage CITIZENS BANK & TRUST CO
Jul 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage 1ST CAPITAL MORTGAGE LLC
Mar 4, 2014	Warranty Deed, Transfer CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 1997 · Amount on File
Deed Sale	May 6, 1997 · Amount on File
Deed Book / Page	3126 / 238
Record Updated	Oct 29, 2026

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2707 RIDGEWAY ST, ARDMORE, OK 73401-2903
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005889/289
Date	Apr 29, 2014
Book Page	5889/289
Instrument	2014-006205

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 11, 2019

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2707 RIDGEWAY ST, ARDMORE, OK 73401-2903
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007556/226
Date	Jul 22, 2024
Book Page	7556/226
Instrument	I-2024-006576

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company
Address	13720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2044

March 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 4, 2014
Property Address	2707 RIDGEWAY ST, ARDMORE, OK 73401-2903
Document Number	005861/060
Book / Page	5861 / 060
Instrument Date	Feb 27, 2014
Instrument	2014-003310
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2707 RIDGEWAY ST, ARDMORE, OK 73401-2903

Mortgage

Document Number	2014003311
Date	Mar 4, 2014
Instrument	2014-003311

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	59 Months
Due	Feb 27, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 2707 Ridgeway St was $3,328 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,391 (+3%) Land $4,697 Building $33,694	$319,921 (-22.97%) Land $39,140 Building $280,781
2025	$3,328.00 Homeowner's exemption	$37,272 (+3%) Land $4,560 Building $32,712	$415,336 (+3.4%) Land $38,000 Building $377,336
2024	$3,328.00 (+6.36%) Homeowner's exemption	$36,187 (+3%) Land $4,560 Building $31,627	$401,692 (+4.9%) Land $38,000 Building $363,692
2023	$3,129.00 Homeowner's exemption	$35,133 Land $4,560 Building $30,573	$382,938 Land $38,000 Building $344,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2707 Ridgeway St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2707 Ridgeway St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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