2622 Ridgeway St, Ardmore, OK 73401 Property Records

Carter County property record for 2622 Ridgeway St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,779 sqft · built 1982
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$132,500 (Oct 2023)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Apr 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11463`

Property Details

APN / Parcel Number

Primary APN	`11463`
Alternative APN	`0465-00-002-003-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,779 sqft Living Area
1st Floor Area	2,307 sqft
2nd Floor Area	1,472 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	540 sqft
Porch	Slab
Porch Area	180 sqft
Deck Area	640 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11463
Street Address	2622 RIDGEWAY ST
City	ARDMORE
State	OK
Zip	73401-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GALT #2, BLK 2 LOT 3 LESS E 8 (26.18X168.31X200X92.02X 199.19)
Legal Range	01E
Legal Township	04S
Legal Section	35
Legal Subdivision	GALT ADDN #2
Legal Block	2
Legal Lot Number	3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2012
Census Tract	893001

Owner

2622 Ridgeway St is owned and occupied by two individuals who bought it in October 2023.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2622 RIDGEWAY ST, ARDMORE, OK 73401-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK&TRUST OF ARDMORE
Apr 2, 2012	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED MORTGAGE CORP
Jan 13, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Dec 8, 2015	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST
Apr 2, 2012	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Prior Sale	Aug 15, 1997 · Amount on File
Deed Document Number	202310675
Deed Book / Page	7447 / 99
Prior Transfer Date	Oct 24, 2023
Prior Transfer Doc	0000010675
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2622 RIDGEWAY ST, ARDMORE, OK 73401-2902
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00007599/1
Date	Oct 21, 2024
Book Page	7599/1
Instrument	I-2024-010111

Lender

Name	FIRST NATIONAL BANK&TRUST OF ARDMORE
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 2, 2025

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2622 RIDGEWAY ST, ARDMORE, OK 73401-2902
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005484/193
Date	Apr 2, 2012
Book Page	5484/193
Instrument	2012-004278

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Address	TULSA, OK 74133

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2027

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2622 RIDGEWAY ST, ARDMORE, OK 73401-2902
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005103/034
Date	Jan 13, 2010
Book Page	5103/034
Instrument	2010-000375

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 11, 2015

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2622 RIDGEWAY ST, ARDMORE, OK 73401-2902
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006174/207
Date	Dec 8, 2015
Book Page	6174/207
Instrument	2015-014299

Lender

Name	FIRST NATIONAL BANK & TRUST
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount on Record
Term	48 Months
Due	Dec 1, 2019

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2622 RIDGEWAY ST, ARDMORE, OK 73401-2902
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	TUTON ABSTRACT AND TITLE COMPANY, STEWART ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005484/183
Date	Apr 2, 2012
Book Page	5484/183
Instrument	2012-004278

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 2622 Ridgeway St was $3,786 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,537 (+3%) Land $3,708 Building $39,829	$362,805 (-17.36%) Land $30,900 Building $331,905
2025	$3,786.00 (-0.03%) Homeowner's exemption	$42,268 (+3%) Land $3,600 Building $38,668	$439,041 (+2.2%) Land $30,000 Building $409,041
2024	$3,787.00 (+6.35%) Homeowner's exemption	$41,037 (+3%) Land $3,600 Building $37,437	$429,578 (+5.64%) Land $30,000 Building $399,578
2023	$3,561.00 Homeowner's exemption	$39,842 Land $3,600 Building $36,242	$406,641 Land $30,000 Building $376,641

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2622 Ridgeway St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2622 Ridgeway St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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