2705 Ridgeway St, Ardmore, OK 73401 Property Records

Carter County property record for 2705 Ridgeway St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 2024
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`90739`

Property Details

APN / Parcel Number

Primary APN	`90739`
Alternative APN	`0465-00-001-013-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Patio Area	600 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	90739
Street Address	2705 RIDGEWAY ST
City	ARDMORE
State	OK
Zip	73401-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GALT #2, BLK 1 LOT 13 (IRREG)
Legal Range	01E
Legal Township	04S
Legal Section	35
Legal Subdivision	GALT ADDN #2
Legal Block	1
Legal Lot Number	13
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2011
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2705 RIDGEWAY ST, ARDMORE, OK 73401-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 30, 2025	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK
Jun 12, 2023	Correction Deed · Line of Credit AMERICAN NATION BANK
May 23, 2018	Warranty Deed, Transfer AMERICAN NATION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025
Deed Sale	Jul 30, 2025
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	20258021
Deed Book / Page	7739 / 65
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2705 RIDGEWAY ST, ARDMORE, OK 73401-2903
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 RIDGEWAY ST, ARDMORE, OK 73401-2903

Mortgage

Document Number	007758/173
Date	Sep 2, 2025
Book Page	7758/173
Instrument	I-2025-009363

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

July 2025: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Jul 30, 2025
Property Address	2705 RIDGEWAY ST, ARDMORE, OK 73401-2903
Document Number	0007739/65
Book / Page	7739 / 65
Instrument Date	Jul 30, 2025
Instrument	I-2025-008021
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 RIDGEWAY ST, ARDMORE, OK 73401-2903

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2705 RIDGEWAY ST, ARDMORE, OK 73401-2903
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 US HIGHWAY 77, ARDMORE, OK 73401-0231

Mortgage

Document Number	00007403/1
Date	Jul 5, 2023
Book Page	7403/1
Instrument	I-2023-006515

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	WILSON, OK 73463

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CARTER OK
Recording Date	Jun 12, 2023
Property Address	2705 RIDGEWAY ST, ARDMORE, OK 73401-2903
Document Number	0007394/27
Book / Page	7394 / 27
Instrument Date	Jun 6, 2023
Instrument	I-2023-005688
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 HOLLY ST, ARDMORE, OK 73401-3708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 S ROCKFORD RD, ARDMORE, OK 73401-3015

Mortgage

Document Number	I2023006515
Date	Jun 12, 2023
Instrument	I-2023-006515

Lender

Name	AMERICAN NATION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 23, 2018
Property Address	2705 RIDGEWAY ST, ARDMORE, OK 73401-2903
Document Number	006549/150
Book / Page	6549 / 150
Instrument Date	May 22, 2018
Instrument	2018-005314
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 HOLLY ST, ARDMORE, OK 73401-3708

Mortgage

Document Number	2018005315
Date	May 23, 2018
Instrument	2018-005315

Lender

Name	AMERICAN NATION BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,308 (+5%) Land $4,399 Building $32,909	$310,896 (+5%) Land $36,656 Building $274,240
2025	$3,260.00 (+1,348.89%)	$35,531 (+1,344.35%) Land $2,460 Building $33,071	$296,092 (+1,344.35%) Land $20,500 Building $275,592
2023	$225.00	$2,460 Land $2,460	$20,500 Land $20,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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