2701 Ridgeway St, Ardmore, OK 73401 Property Records

Carter County property record for 2701 Ridgeway St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,982 sqft · built 1993
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Aug 2000)
Tax Bill	$3,308 (2025)
Deeds & Mortgages	Feb 2011 Mortgage Mar 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11449`

Property Details

APN / Parcel Number

Primary APN	`11449`
Alternative APN	`0465-00-001-012-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,982 sqft Living Area
1st Floor Area	2,982 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	396 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11449
Street Address	2701 RIDGEWAY ST
City	ARDMORE
State	OK
Zip	73401-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GALT #2, BLK 1 LOT 12 (185X226.79X47.46X196.50X246)
Legal Range	01E
Legal Township	04S
Legal Section	35
Legal Subdivision	GALT ADDN #2
Legal Block	1
Legal Lot Number	12
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2011
Census Tract	893001

Owner

2701 Ridgeway St is owned and occupied by two individuals who acquired it in June 2023.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2701 RIDGEWAY ST, ARDMORE, OK 73401-2903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2011	Deed of Trust, Mortgage MTC FCU
Mar 28, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 12, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST CO
Aug 11, 2009	Deed of Trust, Mortgage BANK OF THE WEST
Mar 6, 2026	Intrafamily Transfer, Transfer
Jul 12, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2000 · Amount on File
Deed Sale	Aug 15, 2000 · Amount on File
Prior Sale	Feb 25, 1993 · Amount on File
Deed Book / Page	3558 / 76
Last Transfer Date	Jun 13, 2023
Transfer Doc	0000007962
Record Updated	Oct 29, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2701 RIDGEWAY ST, ARDMORE, OK 73401-2903
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005281/103
Date	Feb 8, 2011
Book Page	5281/103
Instrument	2011-001488

Lender

Name	MTC FCU
Address	GREENVILLE, SC 29602

Agreement

Amount	Amount on Record
Term	179 Months
Due	Jan 25, 2026

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2701 RIDGEWAY ST, ARDMORE, OK 73401-2903
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005300/280
Date	Mar 28, 2011
Book Page	5300/280
Instrument	2011-003457

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2041

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2701 RIDGEWAY ST, ARDMORE, OK 73401-2903
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004798/251
Date	Mar 12, 2008
Book Page	4798/251
Instrument	2008-003439

Lender

Name	FIRST BANK & TRUST CO
Type	Non-Lending Institution
Address	DUNCAN, OK 73534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2038

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2701 RIDGEWAY ST, ARDMORE, OK 73401-2903
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005035/071
Date	Aug 11, 2009
Book Page	5035/071
Instrument	2009-008732

Lender

Name	BANK OF THE WEST
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount on Record
Term	239 Months
Due	Jul 30, 2029

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Mar 6, 2026
Property Address	2701 RIDGEWAY ST, ARDMORE, OK 73401-2903
Document Number	0007854/81
Book / Page	7854 / 81
Instrument Date	Jan 14, 2026
Instrument	I-2026-002158
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2701 RIDGEWAY ST, ARDMORE, OK 73401-2903

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 12, 2016
Property Address	2701 RIDGEWAY ST, ARDMORE, OK 73401-2903
Document Number	006272/277
Book / Page	6272 / 277
Instrument Date	Jul 6, 2016
Instrument	2016-007805
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2701 RIDGEWAY ST, ARDMORE, OK 73401-2903
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2701 Ridgeway St was $3,308 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,173 (+3%) Land $4,326 Building $33,847	$318,104 (-15.03%) Land $36,050 Building $282,054
2025	$3,308.00 (-0.03%) Homeowner's exemption	$37,061 (+3%) Land $4,200 Building $32,861	$374,359 (+1.03%) Land $35,000 Building $339,359
2024	$3,309.00 (+6.36%) Homeowner's exemption	$35,981 (+3%) Land $4,200 Building $31,781	$370,543 (+4.68%) Land $35,000 Building $335,543
2023	$3,111.00 Homeowner's exemption	$34,933 Land $4,200 Building $30,733	$353,989 Land $35,000 Building $318,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2701 Ridgeway St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2701 Ridgeway St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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