2707 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2707 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,982 sqft · built 1964
Lot Size	0.353 acres (15,374 sqft)
Owner	Individual Name on Record
Last Sale	$50,719 (Sep 2015)
Tax Bill	$12,648 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505000-0-600`

Property Details

APN / Parcel Number

Primary APN	`505000-0-600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,982 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,982 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,374 sqft (0.353 acres)
Lot Width	79 ft Width
Terrain	Low
View / Lot	Lake Front
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	752 sqft
Deck Area	240 sqft
Patio Area	160 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2707 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 34 LAKE TAPPS DRIFTWOOD POINT: LAKE TAPPS DRIFTWOOD POINT L 45 B 2 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT
Legal Block	2
Legal Lot Number	45
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2004
Census Tract	70314

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2707 185TH AVE E, LAKE TAPPS, WA 98391-9474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TELCO COMMUNITY CU
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUND CU
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit SOUND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Prior Sale	Dec 8, 2010 · Amount on Record
Deed Document Number	2015238
Prior Transfer Date	Feb 23, 1994
Prior Transfer Doc	0000000405
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2707 185TH AVE E, LAKE TAPPS, WA 98391-9474
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007301168
Date	Jul 30, 2021
Instrument	202107301168

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2707 185TH AVE E, LAKE TAPPS, WA 98391-9474
Document Number	1904190654
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2707 185TH AVE E LAKE TAPPS WA 983919474, LAKE TAPPS, WA 98391-9474

Mortgage

Document Number	1904190654
Date	Apr 19, 2019
Instrument	201904190654

Lender

Name	SOUND CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2707 185TH AVE E, LAKE TAPPS, WA 98391-9474
Document Number	1706090359
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2707 185TH AVE E LAKE TAPPS WA 983919474, LAKE TAPPS, WA 98391-9474

Mortgage

Document Number	1706090359
Date	Jun 9, 2017
Instrument	201706090359

Lender

Name	SOUND CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,190,000 (-2.54%) Land $707,500 Building $482,500	$1,190,000 (-2.54%) Land $707,500 Building $482,500
2025	$12,648.00 (+3.42%)
2024	$12,230.00 (+10.79%)	$1,221,000 (+9.32%) Land $823,200 Building $397,800	$1,221,000 (+9.32%) Land $823,200 Building $397,800
2023	$11,039.00	$1,116,900 Land $759,000 Building $357,900	$1,116,900 Land $759,000 Building $357,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband.

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