2704 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2704 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,143 sqft · built 1998
Lot Size	0.373 acres (16,250 sqft)
Owner	Individual Name on Record
Last Sale	$242,500 (Jun 2001)
Tax Bill	$6,923 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`505000-0-950`

Property Details

APN / Parcel Number

Primary APN	`505000-0-950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,143 sqft Living Area
Gross Area	2,627 sqft
1st Floor Area	2,143 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,250 sqft (0.373 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2704 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 33 LAKE TAPPS DRIFTWOOD POINT: LAKE TAPPS DRIFTWOOD POINT L 10 B 3 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT
Legal Block	3
Legal Lot Number	10
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2007
Census Tract	70314

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2704 185TH AVE E, LAKE TAPPS, WA 98391-9474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2001 · Amount on Record
Deed Sale	Jun 29, 2001 · Amount on Record
Prior Sale	Dec 11, 1998 · Amount on Record
Deed Document Number	20011229
Last Transfer Date	Jul 18, 2006
Transfer Doc	0000000106
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2704 185TH AVE E, LAKE TAPPS, WA 98391-9474
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	PST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011230367
Date	Nov 23, 2020
Instrument	202011230367

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	MCCHORD AFB, WA 98438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2704 185TH AVE E, LAKE TAPPS, WA 98391-9474
Document Number	1908160483
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	PUGET SOUND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7704 185TH AVE E LAKE TAPPS WA 98391, LAKE TAPPS, WA 98391

Mortgage

Document Number	1908160483
Date	Aug 16, 2019
Instrument	201908160483

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	TACOMA, WA 98438-0207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$694,100 (+11.48%) Land $349,000 Building $345,100	$694,100 (+11.48%) Land $349,000 Building $345,100
2025	$6,923.00 (+9.61%)
2024	$6,316.00 (-1.25%)	$622,600 (-2.73%) Land $284,700 Building $337,900	$622,600 (-2.73%) Land $284,700 Building $337,900
2023	$6,396.00	$640,100 Land $284,700 Building $355,400	$640,100 Land $284,700 Building $355,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband.

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