2713 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2713 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 3,458 sqft · built 2012
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Mar 2008)
Tax Bill	$19,812 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505000-0-570`

Property Details

APN / Parcel Number

Primary APN	`505000-0-570`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	3,458 sqft Living Area
Gross Area	4,242 sqft
Basement Area	2,313 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Low
View / Lot	Lake Front
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	895 sqft
Deck Area	90 sqft
Storage Building	458 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2713 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 34 LAKE TAPPS DRIFTWOOD POINT: LAKE TAPPS DRIFTWOOD POINT L 42 B 2 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT
Legal Block	2
Legal Lot Number	42
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2004
Census Tract	70314

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2713 185TH AVE E, LAKE TAPPS, WA 98391-9474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Dec 20, 2017	Deed of Trust, Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2008 · Amount on Record
Deed Sale	Mar 26, 2008 · Amount on Record
Deed Document Number	20081224
Last Transfer Date	Feb 4, 2013
Transfer Doc	0000000157
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2713 185TH AVE E, LAKE TAPPS, WA 98391-9474
Document Number	2009170776
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2713 185TH AVE E LAKE TAPPS WA 983919474, LAKE TAPPS, WA 98391-9474

Mortgage

Document Number	2009170776
Date	Sep 17, 2020
Instrument	202009170776

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2713 185TH AVE E, LAKE TAPPS, WA 98391-9474
Document Number	1712260179
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2713 185TH AVE E LAKE TAPPS WA 983919474, LAKE TAPPS, WA 98391-9474

Mortgage

Document Number	1712260179
Date	Dec 26, 2017
Instrument	201712260179

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,812.00 (+0.36%)	$1,883,700 (+2.19%) Land $805,300 Building $1,078,400	$1,883,700 (+2.19%) Land $805,300 Building $1,078,400
2025	$19,741.00 (+7.4%)
2024	$18,380.00 (+11.15%)	$1,843,300 (+9.63%) Land $937,200 Building $906,100	$1,843,300 (+9.63%) Land $937,200 Building $906,100
2023	$16,536.00	$1,681,400 Land $864,200 Building $817,200	$1,681,400 Land $864,200 Building $817,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband.

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