2703 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2703 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,856 sqft · built 2013
Lot Size	0.305 acres (13,264 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2011)
Tax Bill	$16,231 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505000-0-620`

Property Details

APN / Parcel Number

Primary APN	`505000-0-620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,856 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	456 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,264 sqft (0.305 acres)
Lot Dimensions	185 ft deep x 75 ft wide
Terrain	Low
View / Lot	Lake Front
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,688 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2703 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 34 LAKE TAPPS DRIFTWOOD POINT L 47 B 2 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT
Legal Block	2
Legal Lot Number	47
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2004
Census Tract	70314

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2703 185TH AVE E, LAKE TAPPS, WA 98391-9474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2011 · Amount on Record
Deed Sale	Jun 17, 2011 · Amount on Record
Deed Document Number	2011206
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2703 185TH AVE E, LAKE TAPPS, WA 98391-9474
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010270199
Date	Oct 27, 2023
Instrument	202310270199

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	SEKIU, WA 98381

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2703 185TH AVE E, LAKE TAPPS, WA 98391-9474
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009131057
Date	Sep 13, 2021
Instrument	202109131057

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,231.00 (+0.37%)	$1,539,500 (+0.65%) Land $702,200 Building $837,300	$1,539,500 (+0.65%) Land $702,200 Building $837,300
2025	$16,171.00 (+5.84%)
2024	$15,279.00 (+11.15%)	$1,529,500 (+9.65%) Land $803,300 Building $726,200	$1,529,500 (+9.65%) Land $803,300 Building $726,200
2023	$13,746.00	$1,394,900 Land $740,700 Building $654,200	$1,394,900 Land $740,700 Building $654,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband.

Nearby Properties on 185th Ave E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures