Hamilton County property record for 2706 Observatory Ave, Cincinnati, OH 45208
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 3,978 sqft · built 1925 |
| Lot Size | 0.167 acres (7,318 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $550,000 (Jun 2005) |
| Tax Bill | $20,942 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-0003-0059-00 |
| Primary APN | 041-0003-0059-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,978 sqft Finished Area |
| 1st Floor Area | 2,288 sqft |
| 2nd Floor Area | 1,690 sqft |
| Attic | Attic |
| Attic Area | 1,230 sqft |
| Basement Area | 1,768 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 7,318 sqft (0.167 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2706 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2108 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | OBSERVATORY RD 50 X 150 NS OBSERVATORY RD 55 FT EOF EDWARDS RD |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5000 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1873 KEYS CRESCENT LN, CINCINNATI, OH 45206 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2005 · Amount on Record |
| Deed Sale | Jun 9, 2005 · Amount on Record |
| Prior Sale | Jan 7, 2004 · Amount on Record |
| Deed Document Number | 05-092747 |
| Deed Book / Page | 9956 / 02232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2706 OBSERVATORY AVE, CINCINNATI, OH 45208-2108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000105223 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 13805/00597 |
| Instrument | 2018-0105223 |
| Name | WATCH HILL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 47 Months |
| Due | Oct 1, 2022 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,942.00 (+0.68%) | $252,616 (+%) Land $68,372 Building $184,244 | |
| 2024 | $20,801.00 (+0.26%) | $252,615 (-) Land $68,372 Building $184,243 | |
| 2023 | $20,748.00 (-10.03%) | $252,615 (-0.73%) Land $68,372 Building $184,243 | $721,760 (-0.72%) Land $195,350 Building $526,410 |
| 2022 | $23,060.00 | $254,461 Land $67,809 Building $186,652 | |
| 2020 | $727,030 Land $193,740 Building $533,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1989) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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