2705 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2705 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 1988
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,871 (2025)
Flood Zone	Zone X (moderate risk)
APN	`96783`

Property Details

APN / Parcel Number

Primary APN	`96783`
Alternative APN	`082631000001100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,056 sqft Heated Area
Gross Area	2,796 sqft
1st Floor Area	1,756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)
Lot Dimensions	464 ft deep x 263 ft wide
Garage Type	Finished
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	96783
Street Address	2705 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-8935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF SEC, N 95 FT, E 31.68 FT, N 75 DEG E 160.08 FT, S 10 DEG E 132.41 FT, S 88 DEG W 209.47 FT TO POB
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	WATERFRONT LIVE OAK LAKE
Legal Block	110
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County records · APN 96783

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2705 HICKORY TREE RD, SAINT CLOUD, FL 34772-8935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2014
Deed Sale	Feb 11, 2014
Deed Document Number	0045731402
Deed Book / Page	3149 / 2552
Prior Transfer Date	May 05, 2006
Prior Transfer Doc	2006123002
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,871.00 (+18.16%)	$217,200 (+4.17%) Land $40,000 Building $177,200	$217,200 (+4.17%) Land $40,000 Building $177,200
2023	$3,276.00 (+15.35%)	$208,500 (+28.7%) Land $35,000 Building $173,500	$208,500 (+28.7%) Land $35,000 Building $173,500
2022	$2,840.00	$162,000 Land $35,000 Building $127,000	$162,000 Land $35,000 Building $127,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.