3090 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3090 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Agriculture / Farming > Pasture
Bedrooms	5 Beds
Bathrooms	5 Baths
Year Built	Built 2005
Square Footage	2,802 sqft Heated Area
Lot Size	87,120 sqft (2 acres)
Garage	Finished, 1,200 sqft
Occupancy	Owner Occupied
Tax Bill	$7,155.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`97774`
Alternative APN	`182631495000011270`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	2,802 sqft Heated Area
Gross Area	4,350 sqft Gross Area
1st Floor	3,906 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Stone Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,120 sqft (2 acres)
Garage Type	Finished Garage
Garage Area	1,200 sqft Garage
Total Buildings	2 Total Buildings
Porch	Open Porch
Porch Area	1,008 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	97774
Street Address	3090 HICKORY TREE RD
City	SAINT CLOUD
State	FL
Zip	34772-8900
Property Usage	Agriculture or Farming Property Usage
Type	Agriculture / Farming > Pasture
Legal Description	S L & I C PB B PG 24 LOTS 127 & 128 & 20 FT PLATTED R/W ABUTTING S SIDE
Legal Range	31E
Legal Township	26S
Legal Section	18
Legal Subdivision	AGRICULTURAL
Legal Tract	4950
Legal Block	1
Legal Lot Number	127 128
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1044
Census Tract	43301

Owner

Source: Osceola County records · APN 97774

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3090 HICKORY TREE RD, SAINT CLOUD, FL 34772-8900
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2005
Deed Sale	Jul 31, 2005
Deed Doc Number	0002984289
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3090 HICKORY TREE RD, SAINT CLOUD, FL 34772-8900
Document Number	0056740910
Instrument Date	Feb 07, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3090 HICKORY TREE RD ST CLOUD FL 347728900, ST CLOUD, FL 34772-8900

Mortgage

Document Number	0056740910
Date	Feb 13, 2020
Book Page	005674/000910
Instrument	22388

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 12, 2030

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,155.00 (+22.22%) Homeowner's exemption	$454,980 (+20.54%)	$720,500 (+2.91%)
2023	$5,854.00 (+5.99%) Homeowner's exemption	$377,453 (+6.87%)	$700,100 (+12.66%)
2022	$5,523.00 Homeowner's exemption	$353,197	$621,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 435 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.