Osceola County property record for 2697 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,418 sqft Heated Area |
| Lot Size | 105,851 sqft (2.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2019) |
| Tax Bill | $8,679.00 (2025) |
| Primary APN | 96784 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,418 sqft Heated Area |
| Gross Area | 3,608 sqft Gross Area |
| 1st Floor | 2,418 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 105,851 sqft (2.43 acres) |
| Depth X Width | 250 ft x 1,150 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 552 sqft Garage |
| Pool Area | 450 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Deck Area | 384 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 926 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 96784 |
|---|---|
| Street Address | 2697 HICKORY TREE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8911 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT SW COR OF SEC, N 35 FT TO POB; CONT N 37 DEG E 26.82 FT, N 12 DEG E 60.07 FT, N 75 DEG E 246.42 FT, N 87 DEG E 63.05 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | WATERFRONT LIVE OAK LAKE |
| Legal Block | 112 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
Source: Osceola County records · APN 96784
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 2697 HICKORY TREE RD, SAINT CLOUD, FL 34772-8911 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 24, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage ILLAHAW RANCH LLC |
| Nov 20, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on Record |
| Deed Sale | Nov 20, 2019 · Amount on Record |
| Prior Sale | Nov 20, 2019 · Amount on Record |
| Deed Doc Number | 0056270200 |
| Deed Book / Page | 005627 / 000200 |
| Last Transfer Date | Feb 24, 2021 |
| Transfer Doc | 0058980691 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 2697 HICKORY TREE RD, SAINT CLOUD, FL 34772-8911 |
| Document Number | 0058980691 |
| Book / Page | 5898 / 691 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021027318 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | STATE TITLE PARTNERS LLP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 4550 N KENANSVILLE RD, SAINT CLOUD, FL 34773-9296 |
| Name | Verified Name |
|---|---|
| Address | 2697 HICKORY TREE RD, SAINT CLOUD, FL 34772-8911 |
| Document Number | 0005898693 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 5898/693 |
| Name | ILLAHAW RANCH LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 20, 2019 |
| Property Address | 2697 HICKORY TREE RD, SAINT CLOUD, FL 34772-8911 |
| Document Number | 0056270200 |
| Book / Page | 005627 / 000200 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 151385 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,220.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2697 HICKORY TREE RD ST CLOUD FL 347728911, ST CLOUD, FL 34772-8911 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,679.00 (+25.36%) | $484,700 (+2.73%) Land $187,000 Building $297,700 | $484,700 (+2.73%) Land $187,000 Building $297,700 |
| 2023 | $6,923.00 (+12.75%) | $471,800 (+18.51%) Land $181,500 Building $290,300 | $471,800 (+18.51%) Land $181,500 Building $290,300 |
| 2022 | $6,140.00 | $398,100 Land $181,500 Building $216,600 | $398,100 Land $181,500 Building $216,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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