2704 Via Rancheros, Fallbrook, CA 92028 Property Records

San Diego County property record for 2704 Via Rancheros, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details5 bd · 6.5 ba · 6,419 sqft · built 2004
Lot Size2.41 acres (105,415 sqft)
OwnerCompany Name on Record
Last Sale$1,925,000 (Jul 2019)
Tax Bill$22,078 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN124-201-13-00

Property Details

APN / Parcel Number

Primary APN124-201-13-00

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Building Area6,419 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area105,415 sqft
Parking Spaces5 Parking Spaces

Location & Zoning

Street Address2704 VIA RANCHEROS
CityFALLBROOK
StateCA
Zip92028-8180
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 13 TR 012773
Legal SubdivisionSAN DIEGO #4689
Legal Tract012773
Legal Block2
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2016
Census Tract18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2704 VIA RANCHEROS, FALLBROOK, CA 92028-8180
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 19, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 12, 2019Deed of Trust, Mortgage
COMMERCIAL BK/CA
Jul 10, 2019Grant Deed, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2019 · Amount on Record
Deed SaleJul 10, 2019 · Amount on Record
Prior SaleMar 13, 2003 · Amount on Record
Deed Document Number2019274739
Prior Transfer DateJan 14, 1994
Prior Transfer Doc0000321209
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2704 VIA RANCHEROS, FALLBROOK, CA 92028-8180
Transaction TypeMortgage
Record UpdatedNov 5, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address38225 ENCANTO RD, MURRIETA, CA 92563-3210

Mortgage

Document Number0000745829
DateOct 27, 2021
Instrument2021-0745829
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 19, 2020
Property Address2704 VIA RANCHEROS, FALLBROOK, CA 92028-8180
Document Number0000320305
Instrument DateMay 29, 2020
Instrument320305
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2704 VIA RANCHEROS FALLBROOK CA 920288180, FALLBROOK, CA 92028-8180

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2704 VIA RANCHEROS, FALLBROOK, CA 92028-8180
Document Number0000595486
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2704 VIA RANCHEROS FALLBROOK CA 920288180, FALLBROOK, CA 92028-8180

Mortgage

Document Number0000595486
DateDec 19, 2019
Instrument595486
Lender
NameCOMMERCIAL BK/CA
TypeBank
AddressLOS ANGELES, CA 90017
Agreement
AmountAmount Recorded

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 10, 2019
Property Address2704 VIA RANCHEROS, FALLBROOK, CA 92028-8180
Document Number0000274739
Map ReferenceMAP 12773
Instrument DateMay 15, 2019
Instrument2019-0274739
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2704 VIA RANCHEROS, FALLBROOK, CA 92028-8180

Mortgage

Document Number0000274740
DateJul 10, 2019
Instrument2019-0274740
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,147,368 (+2%) Land $557,756 Building $1,589,612
2025$22,078.00 (+4.6%)$2,105,264 (+4.04%) Land $546,820 Building $1,558,444
2023$21,108.00 (+1.74%) Homeowner's exemption$2,023,517 Land $525,588 Building $1,497,929
2022$20,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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