San Diego County property record for 2686 Via Rancheros, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,012 sqft · built 2000 |
| Lot Size | 2.31 acres (100,624 sqft) |
| Owner | Company Name on Record |
| Last Sale | $825,000 (Feb 2014) |
| Tax Bill | $10,563 (2025) |
| Deeds & Mortgages | Nov 2021 Reverse Mortgage Jul 2020 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-330-45-00 |
| Primary APN | 124-330-45-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,012 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 100,624 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1243302900 |
|---|---|
| Street Address | 2686 VIA RANCHEROS |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 PAR B PER DOC97-0271026 IN PAR 1&IN TR PM17013 |
| Legal Subdivision | THE RANCHO MONSERATE |
| Legal Tract | 1017013 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 18804 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2686 VIA RANCHEROS, FALLBROOK, CA 92028-8263 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Jul 15, 2020 | Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Apr 10, 2019 | Intrafamily Transfer, Transfer · Reverse Mortgage HIGHTECHLENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2014 · Amount on Record |
| Deed Sale | Feb 28, 2014 · Amount on Record |
| Prior Sale | Mar 5, 2003 · Amount on Record |
| Deed Document Number | 201480561 |
| Last Transfer Date | Jun 23, 2020 |
| Transfer Doc | 0000378698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2686 VIA RANCHEROS, FALLBROOK, CA 92028-8263 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 2686 VIA RANCHEROS, FALLBROOK, CA 92028-8263 |
| Document Number | 0000759435 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021-0759435 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 906 Months |
| Due | May 22, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.86% |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 15, 2020 |
| Property Address | 2686 VIA RANCHEROS, FALLBROOK, CA 92028-8263 |
| Document Number | 0000378698 |
| Map Reference | DOC 1997-0271026 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2020-0378698 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2686 VIA RANCHEROS, FALLBROOK, CA 92028-8263 |
| Document Number | 0000378699 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020-0378699 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 922 Months |
| Due | May 22, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.38% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 10, 2019 |
| Property Address | 2686 VIA RANCHEROS, FALLBROOK, CA 92028-8263 |
| Document Number | 0000129146 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 2019-0129146 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2686 VIA RANCHEROS, FALLBROOK, CA 92028-8263 |
| Document Number | 0000129147 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 2019-0129147 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.71% |
| Type Change Date | May 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,031,550 (+2%) Land $494,120 Building $537,430 | |
| 2025 | $10,563.00 (+1.83%) Homeowner's exemption | $1,011,325 (+4.04%) Land $484,432 Building $526,893 |
| 2024 | $10,373.00 (+2.25%) | |
| 2023 | $10,145.00 (+1.73%) Homeowner's exemption | $972,056 Land $465,622 Building $506,434 |
| 2022 | $9,972.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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