2703 Via Rancheros, Fallbrook, CA 92028 Property Records

San Diego County property record for 2703 Via Rancheros, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,672 sqft · built 2001
Lot Size2.56 acres (111,949 sqft)
Owner2 Individual Names on File
Last Sale$1,279,000 (Jul 2020)
Tax Bill$14,543 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Oct 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN124-201-12-00

Property Details

APN / Parcel Number

Primary APN124-201-12-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,672 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area111,949 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2703 VIA RANCHEROS
CityFALLBROOK
StateCA
Zip92028-8181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 12 TR 012773
Legal SubdivisionSAN DIEGO 4689
Legal Tract012773
Legal Block2
Legal Lot Number12
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2008
Census Tract18804

Owner

2703 Via Rancheros is owned and occupied by two individuals who bought it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2703 VIA RANCHEROS, FALLBROOK, CA 92028-8181
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 17, 2019Loan Modification, Mortgage · Conventional Mortgage
AXOS BK
May 14, 2018Grant Deed, Transfer · ARM
BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2020 · Amount on File
Deed SaleJul 22, 2020 · Amount on File
Prior SaleMay 14, 2018 · Amount on File
Deed Document Number2020395278
Prior Transfer DateAug 21, 2003
Prior Transfer Doc0001020362
Record UpdatedOct 29, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 22, 2020
Property Address2703 VIA RANCHEROS, FALLBROOK, CA 92028-8181
Document Number0000395278
Map ReferenceMAP 12773
Instrument DateJun 26, 2020
Instrument2020-0395278
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2703 VIA RANCHEROS, FALLBROOK, CA 92028-8181

Mortgage

Document Number0000395279
DateJul 22, 2020
Instrument2020-0395279
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address2703 VIA RANCHEROS, FALLBROOK, CA 92028-8181
Document Number0000518997
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2703 VIA RANCHEROS FALLBROOK CA 920288181, FALLBROOK, CA 92028-8181

Mortgage

Document Number0000518997
DateNov 12, 2019
Instrument518997
Lender
NameAXOS BK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 11, 2049
Interest
Rate5%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2018
Property Address2703 VIA RANCHEROS, FALLBROOK, CA 92028-8181
Document Number0000194111
Map ReferenceMAP 12773
Instrument DateApr 24, 2018
Instrument2018-0194111
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2703 VIA RANCHEROS, FALLBROOK, CA 92028-8181

Mortgage

Document Number0000194112
DateMay 14, 2018
Instrument2018-0194112
Lender
NameBOFI FEDERAL BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJun 1, 2023
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change11%
Index1-Year LIBOR
Max Rate11%

Tax Assessment & Valuation

The 2025 property tax bill for 2703 Via Rancheros was $14,543.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,412,116 (+2%) Land $386,427 Building $1,025,689
2025$14,543.00$1,384,428 Land $378,850 Building $1,005,578
2023$13,965.00 (+1.73%)$1,330,671 Land $364,140 Building $966,531
2022$13,727.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2703 Via Rancheros in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2703 Via Rancheros is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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Nearby Streets

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