2600 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 2600 E 5th St, Panama City, FL 32401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,150 sqft · built 2019
Lot Size	0.526 acres (22,913 sqft)
Owner	Owner Name on Record
Last Sale	$1,337,400 (Dec 2012)
Tax Bill	$5,452 (2025)
Flood Zone	Zone X (minimal risk)
APN	`22612-020-000`

Property Details

APN / Parcel Number

Primary APN	`22612-020-000`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	7,150 sqft Total Area
1st Floor Area	5,880 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Metal
Lot Area	22,913 sqft (0.526 acres)
Lot Dimensions	149 ft deep x 154 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2600 E 5TH ST
City	PANAMA CITY
State	FL
Zip	32401-5271
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	PC09
Legal Description	PINECREST ADD BEG 122' W OF INT OF W R/W LI EAST AVE & S R/W US 98 TH W
Legal Range	14W
Legal Township	04S
Legal Section	10
Legal Subdivision	PINECREST
Legal Block	C
Legal Lot Number	1 2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1002
Census Tract	1800

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	500 VOLVO PKWY, CHESAPEAKE, VA 23320-1604

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2012 · Amount on Record
Deed Sale	Dec 31, 2012 · Amount on Record
Deed Document Number	2012072334
Deed Book / Page	3471 / 0580
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,452.00 (-1.48%)	$469,437 (+8.23%) Land $114,563 Building $354,874	$469,437 (+8.23%) Land $114,563 Building $354,874
2023	$5,534.00 (+10.75%)	$433,745 (+4.68%) Land $114,562 Building $319,183	$433,745 (+4.68%) Land $114,562 Building $319,183
2022	$4,997.00	$414,371 Land $91,650 Building $322,721	$414,371 Land $91,650 Building $322,721

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 units insured incl. 28 condo units
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 6 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20