Bay County property record for 2523 E 5th St, Panama City, FL 32401
| Property Type | Commercial Office |
|---|---|
| Details | 924 sqft · built 1957 |
| Lot Size | 0.112 acres (4,878 sqft) |
| Owner | Company Name on Record |
| Last Sale | $75,000 (May 2024) |
| Tax Bill | $1,089 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22631-020-000 |
| Primary APN | 22631-020-000 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 924 sqft Gross Area |
| 1st Floor Area | 924 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,878 sqft (0.112 acres) |
| Lot Dimensions | 66 ft deep x 74 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2523 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4702 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | PC09 |
| Legal Description | PINECREST ADD COM SW COR LOT 13 TH E 74.92 FOR POB TH N 66.15 E 74.92 S 66.15 W 74.92 TO POB BLK E ORB 4836 P 2082 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | PINECREST ADD |
| Legal Block | E |
| Legal Lot Number | 13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 1700 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1701 WOLFRUN LN, PANAMA CITY, FL 32405-8805 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2006 |
| Deed Document Number | 202430506 |
| Deed Book / Page | 4805 / 440 |
| Last Transfer Date | Aug 29, 2024 |
| Transfer Doc | 0048362082 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,089.00 (+59.21%) | $68,958 (+84.01%) Land $24,420 Building $44,538 | $68,958 (+84.01%) Land $24,420 Building $44,538 |
| 2024 | $684.00 (-14.5%) | ||
| 2023 | $800.00 (+13.8%) | $37,476 (+14.99%) Land $24,420 Building $13,056 | $37,476 (+14.99%) Land $24,420 Building $13,056 |
| 2022 | $703.00 | $32,592 Land $19,536 Building $13,056 | $32,592 Land $19,536 Building $13,056 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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