2700 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 2700 W River Rd N, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,438 sqft · built 1938
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Aug 2006)
Tax Bill	$2,333 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-015-102-013`

Property Details

APN / Parcel Number

Primary APN	`06-22-015-102-013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1,468 sqft
1st Floor Area	908 sqft
Upper Floors Area	458 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	270 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	72 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	2700 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -009
Legal Subdivision	BURRELL & DAY TRACT
Legal Tract	22
Legal Block	102
Legal Lot Number	15
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2027
Census Tract	70200

Owner

2700 W River Rd N is owned and occupied by two individuals who bought it in August 2006.

Source: Lorain County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2700 W RIVER RD N, ELYRIA, OH 44035-1316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2006 · Amount on File
Deed Sale	Aug 11, 2006 · Amount on File
Prior Sale	Jun 14, 1994 · Amount on File
Deed Document Number	2006159254
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2700 W RIVER RD N, ELYRIA, OH 44035-1316
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	NOT AVAILABLE, ST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210848831
Date	Nov 10, 2021
Instrument	2021-0848831

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Type	Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Interest

Change Frequency	6 Months

Tax Assessment & Valuation

The 2025 property tax bill for 2700 W River Rd N was $2,333 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,333.00 Homeowner's exemption	$49,550 (-) Land $10,630 Building $38,920	$141,570 (-) Land $30,370 Building $111,200
2024	$2,333.00 (+21.38%)	$49,550 (+40.46%) Land $10,630 Building $38,920	$141,570 (+40.46%) Land $30,370 Building $111,200
2023	$1,922.00 (+0.37%)	$35,277 (-0.01%) Land $9,741 Building $25,536	$100,790 Land $27,830 Building $72,960
2022	$1,915.00	$35,280 Land $9,740 Building $25,540
2021			$100,790 Land $27,830 Building $72,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2700 W River Rd N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2700 W River Rd N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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