2635 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 2635 W River Rd N, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,653 sqft · built 1930
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-22-010-000-013`

Property Details

APN / Parcel Number

Primary APN	`06-22-010-000-013`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,653 sqft Living Area
1st Floor Area	933 sqft
2nd Floor Area	720 sqft
Upper Floors Area	720 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	372 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	492 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2635 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O L 10
Legal Subdivision	BURRELL DAY TRACT
Legal Tract	22
Legal Lot Number	10
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2020
Census Tract	70200

Owner

2635 W River Rd N is owned and occupied by an individual who acquired it in June 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2635 W RIVER RD N, ELYRIA, OH 44035-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MTG
Jun 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 6, 2002 · Amount on File
Last Transfer Date	Jun 15, 2020
Transfer Doc	0000764581
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2635 W RIVER RD N, ELYRIA, OH 44035-1313
Document Number	0000777812
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2635 W RIVER RD N ELYRIA OH 440351313, ELYRIA, OH 44035-1313

Mortgage

Document Number	0000777812
Date	Sep 9, 2020
Instrument	777812

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 15, 2020
Property Address	2635 W RIVER RD N, ELYRIA, OH 44035-1313
Document Number	0000764581
Instrument Date	Jun 4, 2020
Instrument	764581
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2635 W RIVER RD N ELYRIA OH 440351313, ELYRIA, OH 44035-1313

Tax Assessment & Valuation

The 2025 property tax bill for 2635 W River Rd N was $2,820.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,820.00	$57,040 (+0.01%) Land $15,420 Building $41,620	$162,960 (-) Land $44,060 Building $118,900
2024	$2,820.00 (+17.6%)	$57,036 (+32.8%) Land $15,421 Building $41,615	$162,960 (+32.8%) Land $44,060 Building $118,900
2023	$2,398.00 (+0.38%)	$42,949 (%) Land $14,137 Building $28,812	$122,710 Land $40,390 Building $82,320
2022	$2,389.00	$42,950 Land $14,140 Building $28,810
2021			$122,710 Land $40,390 Building $82,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2635 W River Rd N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2635 W River Rd N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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