2621 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 2621 W River Rd N, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1968
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2021)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-010-000-011`

Property Details

APN / Parcel Number

Primary APN	`06-22-010-000-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	202 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	70 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2621 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2010-0327285
Legal Subdivision	BURRELL DAY TRACT
Legal Tract	22
Legal Lot Number	10
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2020
Census Tract	70200

Owner

2621 W River Rd N is owned and occupied by two individuals who bought it in July 2021.

Source: Lorain County records, as of May 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2621 W RIVER RD N, ELYRIA, OH 44035-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 1, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 13, 2017	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	2021826532
Prior Transfer Date	Feb 26, 2010
Prior Transfer Doc	20100328444
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 1, 2021
Property Address	2621 W RIVER RD N, ELYRIA, OH 44035-1313
Document Number	0000826532
Map Reference	DOC 2017-0615337
Instrument Date	Jun 21, 2021
Instrument	2021-0826532
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2621 W RIVER RD N, ELYRIA, OH 44035-1313

Mortgage

Document Number	0000826533
Date	Jul 1, 2021
Instrument	2021-0826533

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 1, 2021
Property Address	2621 W RIVER RD N, ELYRIA, OH 44035-1313
Document Number	20210826532
Map Reference	DOC 2017-0615337
Instrument Date	Jun 21, 2021
Instrument	2021-0826532
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	20210826533
Date	Jul 1, 2021
Instrument	2021-0826533

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 13, 2017
Property Address	2621 W RIVER RD N, ELYRIA, OH 44035-1313
Document Number	0000615337
Instrument Date	Jan 12, 2017
Instrument	615337
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2621 W RIVER RD N ELYRIA OH 440351313, ELYRIA, OH 44035-1313

Mortgage

Document Number	615338
Date	Jan 13, 2017
Instrument	615338

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2621 W River Rd N was $2,617, up 0.7% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00 (+0.69%)	$52,940 (+%) Land $10,110 Building $42,830	$151,250 (-) Land $28,890 Building $122,360
2024	$2,599.00 (+18.08%)	$52,938 (+36.76%) Land $10,112 Building $42,826	$151,250 (+36.75%) Land $28,890 Building $122,360
2023	$2,201.00 (+1.8%)	$38,710 (-) Land $9,268 Building $29,442	$110,600 Land $26,480 Building $84,120
2022	$2,162.00	$38,710 Land $9,270 Building $29,440
2021			$110,600 Land $26,480 Building $84,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2621 W River Rd N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2621 W River Rd N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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