2712 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 2712 W River Rd N, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1956
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Mar 2023)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-015-102-017`

Property Details

APN / Parcel Number

Primary APN	`06-22-015-102-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,088 sqft
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	215 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	88 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2712 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20040998557
Legal Subdivision	BURRELL & DAY TRACT
Legal Tract	22
Legal Block	102
Legal Lot Number	15
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2027
Census Tract	70200

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 GAMMA DR, PITTSBURGH, PA 15238-2941
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA FINANCIAL SERVICES INC
Jun 23, 2021	Transfer on Death Deed, Transfer
Jun 21, 2018	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	2023911068
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	20210824745
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 31, 2023
Property Address	2712 W RIVER RD N, ELYRIA, OH 44035-1316
Document Number	0000911068
Instrument Date	Mar 23, 2023
Instrument	2023-0911068
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 GAMMA DR, PITTSBURGH, PA 15238-2941
Mail Care Of	HOWARD HANNA MORTGAGE SERVICES

Mortgage

Document Number	0000911069
Date	Mar 31, 2023
Instrument	2023-0911069

Lender

Name	HOWARD HANNA FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 23, 2021
Property Address	2712 W RIVER RD N, ELYRIA, OH 44035-1316
Document Number	20210824745
Instrument Date	Jun 22, 2021
Instrument	2021-0824745
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 W RIVER RD N, ELYRIA, OH 44035-1316

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 21, 2018
Property Address	2712 W RIVER RD N, ELYRIA, OH 44035-1316
Document Number	0000677002
Map Reference	VOL 1267 PG 386
Instrument Date	Jun 20, 2018
Instrument	2018-0677002
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 W RIVER RD N, ELYRIA, OH 44035-1316

Mortgage

Document Number	0000677003
Date	Jun 21, 2018
Instrument	2018-0677003

Lender

Name	FIFTH THIRD MORTGAGE CO

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,826.00 (-0.49%)	$38,780 (+0.01%) Land $9,160 Building $29,620	$110,790 (-) Land $26,170 Building $84,620
2024	$1,835.00 (-15.4%)	$38,777 (-2.61%) Land $9,160 Building $29,617	$110,790 (-2.61%) Land $26,170 Building $84,620
2023	$2,169.00 (+0.32%)	$39,817 (-0.01%) Land $8,397 Building $31,420	$113,760 (-) Land $23,990 Building $89,770
2022	$2,162.00	$39,820 Land $8,400 Building $31,420
2021			$113,760 Land $23,990 Building $89,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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