270 Lake Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 270 Lake Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,338 sqft · built 2018
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on File
Last Sale	$685,300 (Sep 2021)
Tax Bill	$5,076 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jan 2018 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`19-50-16-000-000-004.035`

Property Details

APN / Parcel Number

Primary APN	`19-50-16-000-000-004.035`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,338 sqft Living Area
Basement Area	2,338 sqft
Unfinished Basement	2,338 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,551 sqft (3.02 acres)
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	270 LAKE FOREST DR
City	TROY
State	MO
Zip	63379-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 LAKE FOREST, PLAT 13/162
Legal Range	01W
Legal Township	81N
Legal Section	16
Legal Subdivision	LAKE FOREST
Legal Lot Number	25
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3063
Census Tract	810203

Owner

270 Lake Forest Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE
Dec 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK
Sep 10, 2021	Intrafamily Transfer, Transfer
Mar 23, 2021	Intrafamily Transfer, Transfer · Line of Credit WEST COMMUNITY CU
Jun 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WEST COMMUNITY CU
Sep 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WEST COMMUNITY CU
Jul 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Mar 23, 2021 · Amount on File
Deed Document Number	202112031
Deed Book / Page	2469 / 470
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	2412/0824
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02421/0309
Date	Apr 2, 2018
Book Page	2421/0309
Instrument	2018002667

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02419/0281
Date	Jan 24, 2018
Book Page	2419/0281
Instrument	2018000625

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02417/0957
Date	Dec 7, 2017
Book Page	2417/0957
Instrument	2017011448

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02441/0028
Date	Dec 3, 2019
Book Page	2441/0028
Instrument	2019010932

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 10, 2021
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Document Number	2469/470
Book / Page	2469 / 470
Map Reference	MB 13 PG 162
Instrument Date	Sep 2, 2021
Instrument	2021012031
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 LAKE FOREST DR, 270, TROY, MO 63379-3869

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	270 LAKE FOREST DR, TROY, MO 63379-3869

Mortgage

Document Number	2021012032
Date	Sep 10, 2021
Instrument	2021012032

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Sep 10, 2021
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Document Number	2469/469
Book / Page	2469 / 469
Map Reference	MB 13 PG 162
Instrument Date	Sep 2, 2021
Instrument	2021012030
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 LAKE, TROY, MO 63379

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Mar 23, 2021
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Document Number	2461/381
Book / Page	2461 / 381
Map Reference	MB 13 PG 162
Instrument Date	Jan 28, 2021
Instrument	2021003890
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 LAKE FOREST DR, TROY, MO 63379-3869

Mortgage

Document Number	2021003891
Date	Mar 23, 2021
Instrument	2021003891

Lender

Name	WEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jun 24, 2020
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Document Number	2448/551
Book / Page	2448 / 551
Map Reference	MB 13 PG 162
Instrument Date	Jun 18, 2020
Instrument	2020006587
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 LAKE FOREST DR, TROY, MO 63379-3869

Mortgage

Document Number	2020006589
Date	Jun 24, 2020
Instrument	2020006589

Lender

Name	WEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Sep 9, 2019
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Document Number	2437/0950
Book / Page	2437 / 0950
Map Reference	MB 13 PG 162
Instrument Date	Aug 26, 2019
Instrument	2019007837
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 LAKE FOREST DR, TROY, MO 63379-3869

Mortgage

Document Number	2019007838
Date	Sep 9, 2019
Instrument	2019007838

Lender

Name	WEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 6, 2017
Property Address	270 LAKE FOREST DR, TROY, MO 63379-3869
Document Number	2412/0824
Book / Page	2412 / 0824
Map Reference	MB13 PG162
Instrument Date	Jun 28, 2017
Instrument	2017006283
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 LAKE FOREST DR, TROY, MO 63379-3869

Tax Assessment & Valuation

The 2025 property tax bill for 270 Lake Forest Dr was $5,076.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,053 (-) Land $7,551 Building $75,502
2025	$5,076.00	$83,053 Land $7,551 Building $75,502	$437,120 Land $39,740 Building $397,380
2023	$4,751.00 (+6.05%)	$76,669 (+6.58%) Land $6,403 Building $70,266	$403,520 Land $33,700 Building $369,820
2022	$4,480.00	$71,938 Land $6,403 Building $65,535
2021			$378,620 Land $33,700 Building $344,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 270 Lake Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 Lake Forest Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Gateway Fiber, Systec Wireless Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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