231 Lake Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 231 Lake Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,136 sqft · built 2018
Lot Size	3.53 acres (153,767 sqft)
Owner	Individual Name on Record
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-50-16-000-000-004.045`

Property Details

APN / Parcel Number

Primary APN	`19-50-16-000-000-004.045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area
Basement Area	2,136 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	153,767 sqft (3.53 acres)
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	231 LAKE FOREST DR
City	TROY
State	MO
Zip	63379-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 LAKE FOREST, PLAT 13/162
Legal Range	01W
Legal Township	81
Legal Section	16
Legal Subdivision	LAKE FOREST
Legal Lot Number	35
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3063
Census Tract	810203

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	231 LAKE FOREST DR, TROY, MO 63379-3872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage INTEGRITY MORTGAGE OF MISSOURI CORP
Dec 26, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 30, 2018	Deed, Transfer
May 9, 2018	Warranty Deed, Transfer · Line of Credit THE MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022
Deed Sale	Aug 16, 2022
Prior Sale	Sep 15, 2021
Deed Document Number	2022008495
Deed Book / Page	2482 / 733
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 16, 2022
Property Address	231 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	002482/733
Book / Page	2482 / 733
Map Reference	MB 13 PG 162
Instrument Date	Aug 15, 2022
Instrument	2022008495
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 BROOK HILL LN, 140, TROY, MO 63379-3465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LAKE FOREST DR, TROY, MO 63379-3872

Mortgage

Document Number	2022008496
Date	Aug 16, 2022
Instrument	2022008496

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 15, 2021
Property Address	231 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	2469/667
Book / Page	2469 / 667
Map Reference	MB 13 PG 162
Instrument Date	Sep 13, 2021
Instrument	2021012228
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14650 WESTBROOK CIR APT 309, 14650, BRADENTON, FL 34211-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LAKE FOREST DR, TROY, MO 63379-3872

Mortgage

Document Number	2021012229
Date	Sep 15, 2021
Instrument	2021012229

Lender

Name	INTEGRITY MORTGAGE OF MISSOURI CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 26, 2018
Property Address	231 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	2430/0050
Book / Page	2430 / 0050
Map Reference	MB 3 PG 162
Instrument Date	Dec 21, 2018
Instrument	2018011467
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 LAKE FOREST DR, TROY, MO 63379-3872

Mortgage

Document Number	2018011468
Date	Dec 26, 2018
Instrument	2018011468

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 30, 2018
Property Address	231 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	2426/0441
Book / Page	2426 / 0441
Map Reference	MB13 PG162
Instrument Date	Aug 20, 2018
Instrument	2018007835
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 CAMP CHARREN RD, TROY, MO 63379-3710
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 9, 2018
Property Address	231 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	2422/0497
Book / Page	2422 / 0497
Map Reference	MB13 PG162
Instrument Date	May 1, 2018
Instrument	2018003859
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 CAMP CHARREN RD, TROY, MO 63379-3710
Investor	Possibly a Property Investor

Mortgage

Document Number	2018003860
Date	May 9, 2018
Instrument	2018003860

Lender

Name	THE MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00 (+7.03%)	$64,531 (+8.51%) Land $8,713 Building $55,818	$339,640 (+8.51%) Land $45,860 Building $293,780
2023	$3,685.00 (+5.74%)	$59,470 Land $7,372 Building $52,098	$313,000 Land $38,800 Building $274,200
2022	$3,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Gateway Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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