Lincoln County property record for 250 Lake Forest Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,721 sqft · built 2014 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,978 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-50-16-000-000-004.033 |
| Primary APN | 19-50-16-000-000-004.033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,721 sqft Living Area |
| Basement Area | 2,721 sqft |
| Unfinished Basement | 2,721 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 135,036 sqft (3.1 acres) |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 250 LAKE FOREST DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 LAKE FOREST |
| Legal Range | 01W |
| Legal Township | 81N |
| Legal Section | 16 |
| Legal Subdivision | LAKE FOREST |
| Legal Lot Number | 23 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 810203 |
250 Lake Forest Dr is owned and occupied by two individuals.
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 250 LAKE FOREST DR, TROY, MO 63379-3869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 11, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 250 LAKE FOREST DR, TROY, MO 63379-3869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 2438/0786 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 2438/0786 |
| Instrument | 2019008675 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 250 LAKE FOREST DR, TROY, MO 63379-3869 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2423/0693 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 2423/0693 |
| Instrument | 2018005066 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 250 Lake Forest Dr was $4,978.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,443 (-) Land $7,733 Building $73,710 | ||
| 2025 | $4,978.00 | $81,443 Land $7,733 Building $73,710 | $428,650 Land $40,700 Building $387,950 |
| 2023 | $4,660.00 (+4.34%) | $75,210 Land $6,555 Building $68,655 | $395,840 Land $34,500 Building $361,340 |
| 2022 | $4,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 250 Lake Forest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 250 Lake Forest Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Gateway Fiber.
5G and 4G LTE (outdoors only)
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