261 Lake Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 261 Lake Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,582 sqft · built 2006
Lot Size	3.03 acres (132,205 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,200 (Jul 2012)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Jun 2009 Mortgage Nov 2006 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`19-50-16-000-000-004.037`

Property Details

APN / Parcel Number

Primary APN	`19-50-16-000-000-004.037`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,582 sqft Living Area
Attic	Attic
Attic Area	1,271 sqft
Basement Area	2,311 sqft
Unfinished Basement	2,311 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,205 sqft (3.03 acres)
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	261 LAKE FOREST DR
City	TROY
State	MO
Zip	63379-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 LAKE FOREST
Legal Range	01W
Legal Township	81N
Legal Section	16
Legal Subdivision	LAKE FOREST
Legal Lot Number	27
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3063
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 8, 2006	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC
Nov 6, 2006	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE BANK NA
Mar 8, 2006	Deed of Trust, Mortgage THE MISSOURI BANK
Jan 29, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 10, 2026	Beneficiary Deed, Transfer
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Jun 27, 2022	Warranty Deed, Transfer · Line of Credit BANK OF OLD MONROE
Jul 30, 2012	Special Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Mar 2, 2012	Trustee's Deed, Foreclosure
Mar 8, 2006	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on Record
Deed Sale	Jul 30, 2012 · Amount on Record
Prior Sale	Mar 2, 2012 · Amount on Record
Deed Document Number	20126826
Deed Book / Page	2259 / 608
Prior Transfer Date	Feb 28, 2012
Prior Transfer Doc	2235/0674
Record Updated	Oct 29, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002092/802
Date	Jun 19, 2009
Book Page	2092/802
Instrument	20090006751

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jun 1, 2033

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01900/0510
Date	Nov 8, 2006
Book Page	1900/0510
Instrument	20060014175

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01900/0529
Date	Nov 6, 2006
Book Page	1900/0529
Instrument	20060014176

Lender

Name	COUNTRYWIDE BANK NA
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01836/0202
Date	Mar 8, 2006
Book Page	1836/0202
Instrument	20060002846

Lender

Name	THE MISSOURI BANK
Address	WARRENTON, MO 63383

Agreement

Amount	Amount Recorded

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 LAKE FOREST DR, TROY, MO 63379-3872

Mortgage

Document Number	002507/146
Date	Jan 29, 2025
Book Page	2507/146
Instrument	2025000605

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 10, 2026
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	002518/261
Book / Page	2518 / 261
Map Reference	MB 13 PG 162
Instrument Date	Jan 29, 2026
Instrument	2026001156
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	261 LAKE FOREST DR, TROY, MO 63379-3872

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 7, 2022
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	002486/185
Book / Page	2486 / 185
Map Reference	MB 13 PG 162
Instrument Date	Dec 6, 2022
Instrument	2022011969
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 LAKE FOREST DR, TROY, MO 63379-3872

Mortgage

Document Number	2022011970
Date	Dec 7, 2022
Instrument	2022011970

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 27, 2022
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	002480/981
Book / Page	2480 / 981
Map Reference	MB 13 PG 162
Instrument Date	Jun 24, 2022
Instrument	2022006728
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 LAKE FOREST DR, TROY, MO 63379-3872
Investor	Possibly a Property Investor

Mortgage

Document Number	2022006729
Date	Jun 27, 2022
Instrument	2022006729

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2012: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 30, 2012
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	02259/0608
Book / Page	2259 / 0608
Map Reference	MB13 PG162
Instrument Date	Jun 19, 2012
Instrument	20120006826
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 LAKE FOREST DR, TROY, MO 63379-3872

Mortgage

Document Number	2012006827
Date	Jul 30, 2012
Instrument	2012006827

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2042

March 2012: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 2, 2012
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	02235/0674
Book / Page	2235 / 0674
Map Reference	MB13 PG162
Instrument Date	Feb 28, 2012
Instrument	20120001815
Transaction Type	Foreclosure
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8250 JONES BRANCH DR, MCLEAN, VA 22102-3107
Investor	Possibly a Property Investor

March 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Mar 8, 2006
Property Address	261 LAKE FOREST DR, TROY, MO 63379-3872
Document Number	1826/02000
Book / Page	1826 / 02000
Map Reference	MB13 PG162
Instrument Date	Mar 7, 2006
Instrument	20060002845
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1355 SUNBURST DR, O FALLON, MO 63366-3434

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,436 (-) Land $7,573 Building $66,863
2025	$4,549.00 (+7.16%)	$74,436 (+8.66%) Land $7,573 Building $66,863	$391,770 (+8.66%) Land $39,860 Building $351,910
2023	$4,245.00 (+9.75%)	$68,505 Land $6,422 Building $62,083	$360,550 Land $33,800 Building $326,750
2022	$3,868.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Gateway Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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