Macon County property record for 270 E Montgomery St, Niantic, IL 62551
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 900 sqft · built 1895 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $23,500 (Jun 2011) |
| Tax Bill | $2,754 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-11-227-004 |
| Primary APN | 13-10-11-227-004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 23,087 sqft (0.53 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Account Number | 131011227004 |
|---|---|
| Street Address | 270 E MONTGOMERY ST |
| City | NIANTIC |
| State | IL |
| Zip | 62551-4037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | H NOTTLEMANS SUBD S1/2 W 1 AC E3 ACS LOT 4 01BK3105/681 IRREG 96BK2663/555 |
| Legal Range | 01W |
| Legal Township | 16N |
| Legal Section | 11 |
| Legal Subdivision | H NOTTLEMANS SUBD |
| Legal Lot Number | 4 |
| Jurisdiction | MACON IL |
| Township / Civil Division | NIANTIC |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 2800 |
270 E Montgomery St is owned and occupied by an individual who bought it in June 2011.
Source: Macon County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 270 E MONTGOMERY ST, NIANTIC, IL 62551-4037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2011 · Amount on File |
| Deed Sale | Jun 20, 2011 · Amount on File |
| Prior Sale | Oct 8, 2010 |
| Deed Document Number | 20111815728 |
| Deed Book / Page | 4146 / 945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 270 E MONTGOMERY ST, NIANTIC, IL 62551-4037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026R000480 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026R-000480 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
The 2025 property tax bill for 270 E Montgomery St was $2,754 with a homeowner's exemption.
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Niantic Township |
| Municipality | Niantic Village |
| Unified School District | Sangamon Valley Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,754.00 | $39,045 Land $3,735 Building $35,310 | $117,147 Land $11,206 Building $105,941 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 270 E Montgomery St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 270 E Montgomery St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER-NIANTIC serves 648 people · EPA ID IL1150400 |
|---|---|
| Water Source | Purchased groundwater from UNITED REGIONAL WATER COOP |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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