345 E Montgomery St, Niantic, IL 62551 Property Records

Macon County property record for 345 E Montgomery St, Niantic, IL 62551 · Last verified June 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$23,000 (May 2013)
Tax Bill$176 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-10-11-277-003

Property Details

APN / Parcel Number

Primary APN13-10-11-277-003
Alternative APN
  • 10-11-277-003

Exterior

Lot Area6,000 sqft (0.138 acres)
Lot Dimensions40 ft deep x 150 ft wide

Location & Zoning

Account Number131011277003
Street Address345 E MONTGOMERY ST
CityNIANTIC
StateIL
Zip62551
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOCKHARTS ADD TO NIANTIC LOT 6 BLK 4 91BK2380/246 150X40
Legal Range01W
Legal Township16N
Legal Section11
Legal SubdivisionLOCKHARTS ADD
Legal Block4
Legal Lot Number6
JurisdictionMACON IL
Township / Civil DivisionNIANTIC
Census Block Group3
Census Block3007
Census Tract2800

Owner

Source: Macon County records · APN 13-10-11-277-003

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address337 E MONTGOMERY ST, NIANTIC, IL 62551-4223
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2013 · Amount on Record
Deed SaleMay 07, 2013 · Amount on Record
Prior SaleDec 17, 2012
Deed Document Number20131854096
Deed Book / Page4300 / 682
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address345 E MONTGOMERY ST, NIANTIC, IL 62551
Transaction TypeMortgage
Record UpdatedDec 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025R013212
DateNov 05, 2025
Instrument2025R-013212
Lender
NameSCOTT STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueOct 31, 2032
Interest
Rate TypeAdjustable Rate
Rate7.25%

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionNiantic Township
MunicipalityNiantic Village
Unified School DistrictSangamon Valley Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$176.00$2,114 Land $2,114$6,343 Land $6,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (17115C), updated November 28, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
MCC Network ServicesFiber8,000 / 8,000
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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