245 E Montgomery St, Niantic, IL 62551 Property Records

Macon County property record for 245 E Montgomery St, Niantic, IL 62551

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,084 sqft · built 1946
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$58,500 (Nov 2004)
Tax Bill$2,065 (2025)
Flood ZoneZone X (minimal risk)
APN13-10-11-276-003

Property Details

APN / Parcel Number

Primary APN13-10-11-276-003
Alternative APN
  • 10-11-276-003

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,084 sqft Living Area
1st Floor Area1,084 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions100 ft deep x 150 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area132 sqft

Location & Zoning

Account Number131011276003
Street Address245 E MONTGOMERY ST
CityNIANTIC
StateIL
Zip62551-4203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionLOCKHARTS ADD TO NIANTIC LOTS 5-6- W1/2 LOT 7 BLK 3 04BK3550/48 150X100
Legal Range01W
Legal Township16N
Legal Section11
Legal SubdivisionLOCKHARTS ADD
Legal Block3
Legal Lot Number5-7
JurisdictionMACON IL
Township / Civil DivisionNIANTIC
Census Block Group3
Census Block3008
Census Tract2800

Owner

245 E Montgomery St is owned and occupied by an individual who acquired it in February 2007.

Source: Macon County records, as of June 5, 2026

Owner of RecordIndividual Name on File
Mailing Address245 E MONTGOMERY ST, NIANTIC, IL 62551-4203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2004 · Amount on File
Deed SaleNov 1, 2004 · Amount on File
Last Transfer DateFeb 2, 2007
Transfer Doc3776/081
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 245 E Montgomery St was $2,065 with a homeowner's exemption, up 2.6% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionNiantic Township
MunicipalityNiantic Village
Unified School DistrictSangamon Valley Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,065.00 (+2.63%) Homeowner's exemption$30,773 (+3.38%) Land $3,531 Building $27,242$92,328 (+3.38%) Land $10,594 Building $81,734
2024$2,012.00$29,767 Land $3,416 Building $26,351$89,310 Land $10,249 Building $79,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 E Montgomery St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 E Montgomery St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER-NIANTIC
serves 648 people · EPA ID IL1150400
Water SourcePurchased groundwater from UNITED REGIONAL WATER COOP
Last State InspectionJan 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Montgomery St

Nearby Streets

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