27 Winter Way, Freeport, FL 32439 Property Records

Walton County property record for 27 Winter Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,807 sqft · built 2021
Lot Size	0.236 acres (10,319 sqft)
Owner	Individual Name on Record
Last Sale	$344,500 (Sep 2021)
Tax Bill	$4,586 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23030-000-0150`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23030-000-0150`
Alternative APN	`1027985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,807 sqft Living Area
Gross Area	2,519 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,319 sqft (0.236 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1027985
Street Address	27 WINTER WAY
City	FREEPORT
State	FL
Zip	32439-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 15 SEASONS AT HAMMOCK BAY PB 16-88 OR 2691-2121 OR 3164-883 OR 3217-4946
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	SEASONS AT HAMMOCK BAY
Legal Lot Number	15
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 WINTER WAY, FREEPORT, FL 32439-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC
Jun 12, 2020	Loan Modification, Mortgage FIFTH THIRD BK
Jun 12, 2020	Warranty Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Jun 12, 2020 · Amount on Record
Deed Document Number	20210048331
Deed Book / Page	3217 / 4946
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2021
Property Address	27 WINTER WAY, FREEPORT, FL 32439-4249
Document Number	0032174946
Book / Page	3217 / 4946
Map Reference	MB 16 PG 88B
Instrument Date	Sep 24, 2021
Instrument	20210048331
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,411.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WINTER WAY, FREEPORT, FL 32439-4249

Mortgage

Document Number	0032174948
Date	Sep 27, 2021
Instrument	3217/4948

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	27 WINTER WAY, FREEPORT, FL 32439-4249
Document Number	0031460885
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	HB TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number	0031460885
Date	Jun 12, 2020
Book Page	003146/000885
Instrument	20151

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381

Agreement

Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 12, 2020
Property Address	27 WINTER WAY, FREEPORT, FL 32439-4249
Document Number	0031460883
Book / Page	003146 / 000883
Instrument Date	May 28, 2020
Instrument	20150
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,618 (+10.43%) Land $76,500 Building $292,118	$368,618 (+10.43%) Land $76,500 Building $292,118
2024	$4,586.00 (+0.99%)
2023	$4,541.00 (-0.72%)	$333,810 (-2.82%) Land $76,500 Building $257,310	$333,810 (-2.82%) Land $76,500 Building $257,310
2022	$4,574.00	$343,497 Land $56,680 Building $286,817	$343,497 Land $56,680 Building $286,817

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winter Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures