15 Winter Way, Freeport, FL 32439 Property Records

Walton County property record for 15 Winter Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,210 sqft · built 2020
Lot Size	0.281 acres (12,230 sqft)
Owner	Company Name on Record
Last Sale	$405,870 (Dec 2020)
Tax Bill	$4,827 (2025)
Deeds & Mortgages	Apr 2022 Transfer Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23030-000-0140`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23030-000-0140`
Alternative APNs	`17-119-23030-000-0140` `1027984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,210 sqft Living Area
Gross Area	3,397 sqft
1st Floor Area	2,210 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,230 sqft (0.281 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 WINTER WAY
City	FREEPORT
State	FL
Zip	32439-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 14 SEASONS AT HAMMOCK BAY PB 16-88
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	1
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2004
Census Tract	950502

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 WINTER WAY, FREEPORT, FL 32439-4249
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 22, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 3, 2020	Deed of Trust, Construction Loan · Line of Credit FIRST A NAT'L BKNG ASSN
Feb 18, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	202052734
Deed Book / Page	3174 / 3077
Last Transfer Date	Apr 6, 2022
Transfer Doc	0032473041
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 12, 2022
Property Address	15 WINTER WAY, FREEPORT, FL 32439-4249
Document Number	0032473041
Book / Page	3247 / 3041
Map Reference	MB 16 PG 88-88 B
Instrument Date	Apr 6, 2022
Instrument	20220017258
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15 WINTER WAY, FREEPORT, FL 32439-4249

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 22, 2020
Property Address	15 WINTER WAY, FREEPORT, FL 32439-4249
Document Number	0031743077
Book / Page	3174 / 3077
Map Reference	MB 16 PG 88-88B
Instrument Date	Dec 18, 2020
Instrument	20200052734
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,841.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 PARTIN DR N, 127, NICEVILLE, FL 32578-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 W STATE ROAD 80, FORT DENAUD, FL 33935-0562

Mortgage

Document Number	0031743079
Date	Dec 22, 2020
Instrument	3174/3079

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Jun 3, 2020
Property Address	15 WINTER WAY, FREEPORT, FL 32439-4249
Document Number	0031450668
Book / Page	003145 / 000668
Instrument Date	Jun 1, 2020
Instrument	18870
Transaction Type	Construction Loan
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055
Investor	Possibly a Property Investor

Mortgage

Document Number	31450668
Date	Jun 3, 2020
Book Page	003145/000668
Instrument	18870

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	DESTIN, FL 32541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 18, 2020
Property Address	15 WINTER WAY, FREEPORT, FL 32439-4249
Document Number	0031332912
Book / Page	003133 / 002912
Instrument Date	Feb 14, 2020
Instrument	5758
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 PARTIN DR N NICEVILLE FL 325782055, NICEVILLE, FL 32578-2055

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,827.00 (-0.98%) Homeowner's exemption	$409,198 (+2.9%)	$437,511 (+10.02%) Land $76,500 Building $361,011
2024	$4,875.00 (+0.97%)
2023	$4,828.00 (-2.11%) Homeowner's exemption	$397,666 (-4.11%) Land $76,500 Building $321,166	$397,666 (-4.11%) Land $76,500 Building $321,166
2022	$4,932.00 Homeowner's exemption	$414,704 Land $56,680 Building $358,024	$414,704 Land $56,680 Building $358,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winter Way

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